ORIGIN HOMES (SCOTLAND) LTD

🏛️Establishedactive

SC651423 · ltd · incorporated 2020-01-13

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Other service activities n.e.c.

Sector: Other service activities

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 76/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 3 lenders · oldest 3.1y

25/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Charge age ~3.1 years — mid-life; refi window approaching.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

4 officers (4 active, 4 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

3 connected companies via shared directors

Filing history

26 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-01-31
Average employees	2

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 5 mortgage

Last 90 days

filings

• 6 mortgage
• 1 confirmation-statement
• 1 accounts

Last 180 days

filings

• 6 mortgage
• 2 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (36 events)Click to expand

2026-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16
🔓
Charge satisfied #5
2026-04-16
🔓
Charge satisfied #4
2026-04-16
🔓
Charge satisfied #3
2026-04-16
🔓
Charge satisfied #2
2026-04-07
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-02
🔒
Charge registered #7
Lender: Nova Satus Investments Limited
2026-04-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-26
🔒
Charge registered #6
Lender: Nova Satus Investments Limited
2026-03-23
📄
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2026-01-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-22
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-22
🔓
Charge satisfied #1
2024-06-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-05
🔒
Charge registered #5
Lender: Residential Loans LTD
2024-06-05
🔒
Charge registered #4
Lender: Residential Loans LTD
2024-02-07
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2023-10-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-15
🔒
Charge registered #3
Lender: Residential Loans LTD
2023-09-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-07
🔒
Charge registered #2
Lender: Residential Loans LTD
2023-03-16
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-14
🔒
Charge registered #1
Lender: Collier & Clark Group Limited
2022-10-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-05
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-01-13
🏢
Company incorporated
As ORIGIN HOMES (SCOTLAND) LTD
2020-01-13
➕
RENNIE, Carolyn Margaret appointed
director
2020-01-13
➕
RENNIE, Dawn appointed
director
2020-01-13
➕
RENNIE, Mark appointed
director
2020-01-13
➕
RENNIE, Susan appointed
director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 77 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Carolyn Margaret Rennie Individual · British · DOB 05/1949 · age 77	25–50%	25–50%	25-50% shares · 25-50% voting	13/01/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Trade services · FK postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MK KURDISH BARBER LTD→ SC862929 · est 2025 · no financials extracted	—	—	—	—	—	—	—
MULROY DEVELOPMENTS LTD.→ SC300004 · est 2006 · no financials extracted	—	—	—	—	20y	—	—
NEGOTIATED RESOLUTIONS LTD.→ SC591119 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
NOVA THE LABEL LTD→ SC801833 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
OMORFIA AMC LTD→ SC750758 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
OPTION CONSULTING LIMITED→ SC491947 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
ORCHARD CORPORATE HOLDINGS LIMITED→ SC618768 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
PARS SALONS LTD→ SC367917 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
PARTNERS IN GRIME (CENTRAL) LTD.→ SC222356 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
PAWS & CLAWS DOGGY DAY CARE LTD→ SC500240 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
POCKET ROCKET CREATIVE LTD.→ SC314831 · est 2007 · no financials extracted	—	—	—	—	19y	—	—
POOCH PODD LIMITED→ SC845515 · est 2025 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2020-01-13

Jurisdictionscotland

Primary SIC96090 — Other service activities n.e.c.

Registered office

2 Melville Street

Falkirk

FK1 1HZ

Scotland

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-01-26

Last: 2026-01-12

Officers (4 active · 0 resigned)

RENNIE, Carolyn Margaret→

director · ~77y · appointed 2020-01-13

View their other companies + combined net worth →

Active

RENNIE, Dawn→

director · ~52y · appointed 2020-01-13

View their other companies + combined net worth →

Active

RENNIE, Mark→

director · ~49y · appointed 2020-01-13

View their other companies + combined net worth →

Active

RENNIE, Susan→

director · ~47y · appointed 2020-01-13

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:7 of 7 shown

		Type	Properties
outstanding	Nova Satus Investments Nova Satus Investments Limited	A registered charge	1 property	02/04/2026	—
outstanding	Nova Satus Investments Nova Satus Investments Limited	A registered charge	—	26/03/2026	—
satisfied	Residential Loans Residential Loans LTD	A registered charge	2 properties	05/06/2024	16/04/2026
satisfied	Residential Loans Residential Loans LTD	A registered charge	3 properties	05/06/2024	16/04/2026
satisfied	Residential Loans Residential Loans LTD	A registered charge	1 property	15/09/2023	16/04/2026
satisfied	Residential Loans Residential Loans LTD	A registered charge	—	07/09/2023	16/04/2026
satisfied	Collier & Clark Group Collier & Clark Group Limited	A registered charge	1 property	14/03/2023	22/08/2024

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (26 total)

mortgage-satisfy-charge-full

mortgage · MR04

2026-04-16

mortgage-satisfy-charge-full

mortgage · MR04

2026-04-16

mortgage-satisfy-charge-full

mortgage · MR04

2026-04-16

mortgage-satisfy-charge-full

mortgage · MR04

2026-04-16

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2026-04-07

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2026-04-01

confirmation-statement-with-updates

confirmation-statement · CS01

2026-03-25

accounts-amended-with-accounts-type-total-exemption-full

accounts · AAMD

2026-03-23

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-01-29

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-01-23

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-10-28

mortgage-satisfy-charge-full

mortgage · MR04

2024-08-22

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2024-06-12

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2024-06-12

certificate-change-of-name-company

change-of-name · CERTNM

2024-02-07