TEMPLE MELBURY INVESTMENTS LIMITED
Opportunity 64/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 5.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 |
|---|---|
| Total assets | £245.4k |
| Current assets | £301.6k |
| Net assets | £-46.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 gazette
- • 1 confirmation-statement
- • 1 officers
Corporate timeline (27 events)Click to expand
- 2026-01-10📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-01-07➖MONTAGUE, Rachel Ema resigneddirector
- 2026-01-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-30📄gazette-notice-compulsorygazette · GAZ1
- 2025-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-04🔒Charge registered #2Lender: Collier & Clark Group Limited
- 2024-08-16📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-06-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-03➖BINKS, Alyssa Louise resigneddirector
- 2024-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-15➕MONTAGUE, Andrew Seth appointeddirector
- 2021-03-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-03-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-03-02➖MONTAGUE, Andrew Seth resigneddirector
- 2021-03-02➕MONTAGUE, Rachel Ema appointeddirector
- 2020-08-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-12🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2020-01-23🏢Company incorporatedAs TEMPLE MELBURY INVESTMENTS LIMITED
- 2020-01-23➕BINKS, Alyssa Louise appointeddirector
- 2020-01-23➕MONTAGUE, Andrew Seth appointeddirector
- 2020-01-23📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-04-30
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Alyssa Louise Binks Individual · British · DOB 07/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/01/2020 |
Mrs Rachel Ema Montague Individual · British · DOB 05/1972 · age 54 | — | — | sig. influencesignificant influence | 02/03/2021 |
1 historic (ceased) PSC
- Mr Andrew Seth Montagueceased 02/03/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Collier & Clark Group Collier & Clark Group Limited | A registered charge | 1 property | 04/12/2024 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 12/08/2020 | — |