CHARLES BUYERS HOLDINGS LIMITED
🏛️Establishedactive
SC655650 · ltd · incorporated 2020-02-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.2y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£2.80M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 6.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,800,100
Cash YoY
+0%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£100
~ YoY
Net Worth
£2.8m
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £2.80M | £2.80M |
| Cash | £100 | £100 |
| Net assets | £2.80M | £2.80M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-08-08📄memorandum-articlesincorporation · MA
- 2025-08-08📄resolutionresolution · RESOLUTIONS
- 2025-07-28📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-07-28📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-07-25📄capital-name-of-class-of-sharescapital · SH08
- 2025-07-25📄capital-allotment-sharescapital · SH01
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-01➕MARTIN, Lynsey appointeddirector
- 2024-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-18🔓Charge satisfied #1
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-06📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-03-16📄memorandum-articlesincorporation · MA
- 2021-03-16📄resolutionresolution · RESOLUTIONS
- 2020-03-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-13📄capital-allotment-sharescapital · SH01
- 2020-03-09➕BROWN, Marjorie Fleming appointeddirector
- 2020-03-09➕BUYERS, Charles Stuart appointeddirector
- 2020-03-09🔒Charge registered #1Lender: Charles Stuart Buyers
- 2020-02-25🏢Company incorporatedAs CHARLES BUYERS HOLDINGS LIMITED
- 2020-02-25➕BROWN, Craig Ian Gilbert appointeddirector
- 2020-02-25➕BROWN, Stuart David appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "BUYERS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Craig Ian Gilbert Brown Individual · British · DOB 09/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/02/2020 |
Mr Stuart David Brown Individual · British · DOB 12/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MICROTECH GROUP LIMITED→ SC372953 · est 2010 | £9.91M £8.43M–£11.40M | — | £9.91M | — | 16y | 83 | 63y |
| ASPECT SURVEYS LIMITED→ SC357302 · est 2009 | £2.37M £2.02M–£2.73M | — | £2.37M | — | 17y | 81 | 65y |
| BRIDGEND HOLDINGS LIMITED→ SC175640 · est 1997 | £1.25M £1.06M–£1.44M | — | £1.25M | — | 29y | 81 | 81y |
| DALS PROPERTIES LIMITED→ SC267787 · est 2004 | £810.2k £688.6k–£931.7k | — | £810.2k | — | 22y | 80 | 64y |
| CBGB HOLDINGS LIMITED→ SC334703 · est 2007 | £741.6k £630.4k–£852.9k | — | £741.6k | — | 18y | 80 | 64y |
| KL HOLDINGS LIMITED→ SC147187 · est 1993 | £210.0k £178.5k–£241.4k | — | £210.0k | — | 32y | 82 | 70y |
| CASTLEHILL RESIDENTIAL LETTINGS LIMITED→ SC355876 · est 2009 | £142.6k £121.2k–£164.0k | — | £142.6k | — | 17y | 82 | 58y |
| HEATHERGEMS LIMITED→ SC047180 · est 1970 | £130.3k £110.8k–£149.9k | — | £130.3k | — | 56y | 83 | 72y |
| CALEBRIDGE LIMITED→ SC201077 · est 1999 | £91.1k £77.4k–£104.7k | — | £91.1k | — | 26y | 82 | 67y |
| JKDP LTD.→ SC368818 · est 2009 | £68.6k £58.3k–£78.8k | — | £68.6k | — | 16y | 80 | 66y |
| COLLENNAN LTD.→ SC249864 · est 2003 | £50.7k £43.1k–£58.3k | — | £50.7k | — | 23y | 80 | 79y |
| MARQGLEN GROUP LIMITED→ SC203026 · est 2000 | £46.2k £39.3k–£53.1k | — | £46.2k | — | 26y | 80 | 83y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-02-25
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Unit 37 Kyle Road
Irvine Industrial Estate
Irvine
KA12 8LE
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24
Officers (5 active · 0 resigned)
BROWN, Craig Ian Gilbert→
Activedirector · ~45y · appointed 2020-02-25
View their other companies + combined net worth →
BROWN, Marjorie Fleming→
Activedirector · ~72y · appointed 2020-03-09
View their other companies + combined net worth →
BROWN, Stuart David→
Activedirector · ~43y · appointed 2020-02-25
View their other companies + combined net worth →
BUYERS, Charles Stuart→
Activedirector · ~70y · appointed 2020-03-09
View their other companies + combined net worth →
MARTIN, Lynsey→
Activedirector · ~49y · appointed 2024-11-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Charles Stuart Buyers / Marjorie Fleming Brown | A registered charge | 1 property | 09/03/2020 | 18/03/2024 |
Recent filings (28 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-30
memorandum-articles
incorporation · MA
2025-08-08
resolution
resolution · RESOLUTIONS
2025-08-08
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-07-28
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-07-28
capital-name-of-class-of-shares
capital · SH08
2025-07-25
capital-allotment-shares
capital · SH01
2025-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-25
appoint-person-director-company-with-name-date
officers · AP01
2024-11-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-01