L MURRAY PROPERTY LIMITED
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 3 lenders · oldest 4.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.26M | £812.5k |
| Current assets | £13.1k | £12.1k |
| Cash | £8.2k | £4.1k |
| Debtors | £5.0k | £8.0k |
| Net assets | £430.3k | £309.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-18🔒Charge registered #7Lender: Paragon Bank PLC
- 2025-05-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-09🔒Charge registered #6Lender: The Mortgage Lender Limited
- 2025-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-26🔒Charge registered #5Lender: The Mortgage Lender Limited
- 2025-03-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-24🔒Charge registered #4Lender: Aldermore Bank PLC
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-19🔒Charge registered #3Lender: Aldermore Bank PLC
- 2023-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-22🔒Charge registered #2Lender: Paragon Bank PLC
- 2022-06-20📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-10🔒Charge registered #1Lender: Paragon Bank PLC
- 2021-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-27🏢Company incorporatedAs L MURRAY PROPERTY LIMITED
- 2020-02-27➕MURRAY, Lewis Allan appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MURRAY" — strong identity link between founder and business.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Lewis Allan Murray Individual · British · DOB 07/1992 · age 34 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KUFARA PROPERTIES LTD→ 12130206 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LAIRD LETTINGS LTD→ SC841581 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MOSSPARK RESIDENTIAL LTD→ SC676796 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| NKA HOMES LTD→ SC851115 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PROPERTY RENTALS SCOTLAND LIMITED→ SC792779 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| REM HOMES LIMITED→ SC610707 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| RHSM DEVELOPMENTS LTD→ SC689856 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ROBSON PROPERTY INVESTMENTS LIMITED→ SC635223 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| RORY CROSBIE PROPERTY LTD→ SC716647 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ROTCHELL PROPERTY COMPANY LIMITED→ SC874803 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| RUMOUR HOLDINGS LTD→ SC872835 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| S & L BRADFORD LTD→ SC686731 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 3 properties | 18/09/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 09/05/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 26/04/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 24/01/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/08/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/08/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 10/12/2021 | — |