FIFE HOTELS TRADING LIMITED
🏛️Establishedactive
SC656484 · ltd · incorporated 2020-03-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
ALSO REGISTERED FOR
- 56101Licenced restaurants
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 6.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 3 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
5
filings
- • 3 persons-with-significant-control
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-11📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-09-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-06-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-14🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2020-03-10➕BORTHWICK, Victoria Anne Hewitt appointeddirector
- 2020-03-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-03-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-10📄capital-allotment-sharescapital · SH01
- 2020-03-05🏢Company incorporatedAs FIFE HOTELS TRADING LIMITED
- 2020-03-05➕BORTHWICK, Jason Paul appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jason Paul Borthwick Individual · British · DOB 05/1979 · age 47 | 75–100% | — | board control75-100% shares · board control | 05/03/2020 |
Mrs Victoria Anne Hewitt Borthwick Individual · British · DOB 10/1979 · age 47 | — | — | sig. influencesignificant influence | 10/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FIFE INNS (CUPAR) LIMITED→ SC118700 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| HANCOCK HOSPITALITY LTD→ SC865657 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HAWKSWOOD RESORT DEVELOPMENT LIMITED→ SC656585 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| J LI GLASGOW LTD→ SC777801 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KASDUN LIMITED→ SC698888 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KINGASK PROPERTIES LTD→ SC856262 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KINNETTLES CASTLE LIMITED→ SC541159 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| KML FOODS LIMITED→ SC866679 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KSSK RETAIL LTD→ SC867591 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KUPPO (YM) LIMITED→ SC828286 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LEE COTTAGE FOOD LTD→ SC882333 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LILY'S LARDER LTD→ SC733787 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-05
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
The Burntisland Sands Hotel
Lochies Road
Burntisland
Fife
KY3 9JX
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-03-25
Last: 2026-03-11
Officers (2 active · 0 resigned)
BORTHWICK, Jason Paul→
Activedirector · ~47y · appointed 2020-03-05
View their other companies + combined net worth →
BORTHWICK, Victoria Anne Hewitt→
Activedirector · ~47y · appointed 2020-03-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 14/05/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (26 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-06
change-person-director-company-with-change-date
officers · CH01
2024-06-17
change-person-director-company-with-change-date
officers · CH01
2024-06-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-16