PURCELL HOLIDAY AND LEISURE GROUP LTD
🏛️Establishedactive
SC666084 · ltd · incorporated 2020-07-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-69.2k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 5.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £69,157
Cash YoY
+295%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£26k
↑ 295% YoY
Net Worth
-£69k
↓ 63% YoY
Current Assets
£32k
↑ 375% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.22M | £1.33M |
| Current assets | £31.6k | £6.7k |
| Cash | £26.2k | £6.6k |
| Debtors | £5.5k | £25 |
| Net assets | £-69.2k | £-42.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-11📄resolutionresolution · RESOLUTIONS
- 2021-02-10📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-10-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-27🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2020-10-27🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2020-07-02🏢Company incorporatedAs PURCELL HOLIDAY AND LEISURE GROUP LTD
- 2020-07-02➕PURCELL, Jermiah Joseph appointeddirector
- 2020-07-02➕PURCELL, William appointeddirector
- 2020-07-02📄incorporation-companyincorporation · NEWINC
Owner dependency
94/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "PURCELL" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jermiah Joseph Purcell Individual · Irish,American · DOB 05/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/07/2020 |
Mr William Purcell Individual · Irish · DOB 01/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/07/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ROBLEX PROPERTY LTD→ SC843206 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| RS BOOST LIMITED→ SC368181 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| RT RESOURCES HOLDINGS LIMITED→ SC526353 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| SAAC (KILMARNOCK) LIMITED→ SC632833 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| SAAC 2 LIMITED→ SC826312 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SAC (LLP NOMINEES) LIMITED→ SC353805 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| SAUGHTREE HOLDINGS LTD→ SC578782 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| SCG LEISURE LIMITED→ SC709263 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| SCOTIA TRUSTEES LIMITED→ SC864091 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SCOTLEE HOLDINGS LIMITED→ SC277074 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| SCOTTOR LTD→ SC616618 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SINCLAIR WELLBEING UK LIMITED→ SC684313 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-07-02
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Ardmillan Caravan Park
Girvan
Ayrshire
KA26 0HP
United Kingdom
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-15
Last: 2025-07-01
Officers (2 active · 0 resigned)
PURCELL, Jermiah Joseph→
Activedirector · ~37y · appointed 2020-07-02
View their other companies + combined net worth →
PURCELL, William→
Activedirector · ~62y · appointed 2020-07-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 27/10/2020 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 8 properties | 27/10/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-29
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-16
resolution
resolution · RESOLUTIONS
2021-03-11
change-account-reference-date-company-current-shortened
accounts · AA01
2021-02-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-10-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-10-29