CRAMARAND PROPERTY LIMITED
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 3.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (22 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-15🔒Charge registered #2Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2024-11-13➕DUNLOP, Craig Mitchell appointedsecretary
- 2024-11-13📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-09-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-01➖DUNLOP, Mark James resigneddirector
- 2024-04-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-06-27📄gazette-notice-compulsorygazette · GAZ1
- 2023-06-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-10🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-03-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-06🏢Company incorporatedAs CRAMARAND PROPERTY LIMITED
- 2020-07-06➕DUNLOP, Craig Mitchell appointeddirector
- 2020-07-06➕DUNLOP, Mark James appointeddirector
- 2020-07-06📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Craig Mitchell Dunlop Individual · Scottish · DOB 04/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/07/2020 |
1 historic (ceased) PSC
- Mr Mark James Dunlopceased 01/08/2024· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| EAGLE INVESTMENT PROPERTY GROUP LIMITED→ SC648458 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| ELITE INVESTMENTS LIMITED→ SC777856 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ELMHURST LIMITED→ SC181120 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| EMILY SHAKARJI LTD→ SC603211 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EMPIRE PROPERTIES (SCOTLAND) LIMITED→ SC711186 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| EVOLVE PROPERTY LIMITED→ SC341634 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| EWART PROPERTIES LTD→ SC881628 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EXCEL LETTING LIMITED→ SC395984 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| EXPRESS HOME SOLUTIONS LTD→ SC861864 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 15/02/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 10/06/2022 | — |