KAUL GROUP LTD
🏛️Establishedactive
SC670909 · ltd · incorporated 2020-08-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£39.1k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 3.7y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £39,114
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£39k
↑ 167% YoY
Current Assets
£10k
↓ 60% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £237.4k | £212.9k |
| Current assets | £10.4k | £25.7k |
| Net assets | £39.1k | £14.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-19🔒Charge registered #4Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2025-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-01🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2024-10-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-05📄elect-to-keep-the-directors-residential-address-register-information-on-the-public-registerofficers · EH02
- 2024-05-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-10🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2022-09-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-31🔒Charge registered #1Lender: Paragon Bank PLC
- 2022-03-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-10-20➕KAUL, Tushar Tej appointeddirector
- 2020-08-17🏢Company incorporatedAs KAUL GROUP LTD
- 2020-08-17➕BAJPAI KAUL, Akshita appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "KAUL" — strong identity link between founder and business.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Tushar Tej Kaul Individual · British · DOB 08/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/03/2022 |
Mrs Akshita Bajpai Kaul Individual · British · DOB 09/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control · firm interest | 17/08/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GRANGEMOUTH RETAIL PROPERTIES LIMITED→ SC585951 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HUGH MACPHERSON (SCOTLAND) LIMITED→ SC024888 · est 1946 · no financials extracted | — | — | — | — | 79y | — | — |
| INDIVIDUAL UNIT HIRE LTD→ SC223737 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ISLA MURRAY PROPERTIES LIMITED→ SC868676 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| J.R. JOHNSTON DEVELOPMENTS LIMITED→ SC291429 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| JAMES SIME AND COMPANY, LIMITED→ SC012112 · est 1922 · no financials extracted | — | — | — | — | 104y | — | — |
| JEEVI PROPERTY LIMITED→ SC760078 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| JMPS PROPERTY LTD.→ SC471747 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| JOHNSTON PROPERTY HOLDINGS LTD→ SC882666 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| K K PROPERTIES FALKIRK LTD→ SC706223 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KALLA JSP INVESTMENTS LTD→ SC866699 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KAULORE LIMITED→ SC490461 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-17
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
59 Kersehill Crescent Kersehill Crescent
Falkirk
FK2 9GH
Scotland
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22
Officers (2 active · 0 resigned)
BAJPAI KAUL, Akshita→
Activedirector · ~37y · appointed 2020-08-17
View their other companies + combined net worth →
KAUL, Tushar Tej→
Activedirector · ~38y · appointed 2021-10-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 19/12/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 01/11/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 10/01/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 31/08/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (33 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-05
change-person-director-company-with-change-date
officers · CH01
2024-10-24
change-person-director-company-with-change-date
officers · CH01
2024-10-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-24
change-person-director-company-with-change-date
officers · CH01
2024-10-05
change-person-director-company-with-change-date
officers · CH01
2024-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-04