STEINBERG INVESTMENTS
🏛️Establishedactive
SC671157 · private-unlimited · incorporated 2020-08-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 capital
- • 1 confirmation-statement
- • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
- 2026-01-13📄capital-allotment-new-class-of-sharescapital · SH09
- 2026-01-13📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-01-13📄memorandum-articlesincorporation · MA
- 2026-01-13📄resolutionresolution · RESOLUTIONS
- 2020-08-18🏢Company incorporatedAs STEINBERG INVESTMENTS
- 2020-08-18➕HOUSTON, Amy appointeddirector
- 2020-08-18➕HOUSTON, Ivan Roman Charles appointeddirector
- 2020-08-18📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ivan Roman Charles Houston Individual · British · DOB 05/1974 · age 52 | 25–50% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/08/2020 |
Mrs Amy Houston Individual · British · DOB 05/1981 · age 45 | 25–50% | — | 25-50% shares | 18/08/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · KW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EXCALIBUR INVESTMENTS LTD→ SC498043 · est 2015 | — | — | £1 | — | 11y | 78 | 63y |
| GARY YOUNGSON WEALTH MANAGEMENT LTD→ SC502200 · est 2015 | — | — | £14.9k | — | 11y | 78 | 63y |
| RICHARD BAIN LTD→ SC451727 · est 2013 | — | — | £8.6k | — | 12y | 78 | 71y |
| BIRKETT CHAMBERS LIMITED→ SC721785 · est 2022 | — | — | — | 300 | 4y | 76 | 62y |
| CAMPBELL & ROSE HOLDINGS LTD→ SC816709 · est 2024 | — | — | £35.1k | — | 1y | 76 | 62y |
| ILEASE LTD→ SC882582 · est 2026 · no financials extracted | — | — | — | — | — | 71 | 47y |
| ORKNEY INSURANCE BROKERS LTD→ SC760644 · est 2023 | — | — | £46.3k | — | 3y | 71 | 44y |
| POLLARD PROPERTY AND MORTGAGES LTD→ SC707909 · est 2021 | — | — | £196.0k | — | 4y | 71 | 45y |
| MODRIS K PROPERTY LTD→ SC783295 · est 2023 | — | — | £200 | — | 2y | 70 | 42y |
| BRORA FINANCIAL SERVICES LTD.→ SC334344 · est 2007 | — | — | £-4.4k | — | 18y | 65 | 67y |
| BAILLIE WIND FARM COMMUNITY BENEFIT FUND→ SC455608 · est 2013 | — | — | £-2.3k | — | 12y | 61 | 84y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-unlimited
Incorporated2020-08-18
Jurisdictionscotland
Primary SIC64991 — Security dealing on own account
Registered office
Stoneyhill
Burray
Orkney
KW17 2ST
Filing status
Accounts
Next due: —
Last made up to: —
Confirmation statement
Next due: 2027-03-21
Last: 2026-03-07
Officers (2 active · 0 resigned)
HOUSTON, Amy→
Activedirector · ~45y · appointed 2020-08-18
View their other companies + combined net worth →
HOUSTON, Ivan Roman Charles→
Activedirector · ~52y · appointed 2020-08-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (11 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
capital-allotment-new-class-of-shares
capital · SH09
2026-01-13
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-01-13
memorandum-articles
incorporation · MA
2026-01-13
resolution
resolution · RESOLUTIONS
2026-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-26
incorporation-company
incorporation · NEWINC
2020-08-18