RAM PROPERTIES GROUP LTD
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · oldest 5.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £103.6k | £99.7k |
| Current assets | £3.4k | £343 |
| Net assets | £-43.2k | £-46.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (11 events)Click to expand
- 2025-08-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-17🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-23🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-09-28🏢Company incorporatedAs RAM PROPERTIES GROUP LTD
- 2020-09-28➕RAM, Jagdeep appointeddirector
- 2020-09-28📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jagdeep Ram Individual · British · DOB 07/1989 · age 37 | — | — | sig. influencesignificant influence | 28/09/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| QUEEN'S CROSS WORKSPACE LIMITED→ SC081390 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| RAS LETTINGS LTD→ SC822230 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RASCAL LETTINGS LTD→ SC530111 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| RATTU PROPERTIES LTD→ SC865188 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RAV LETTINGS LIMITED→ SC600464 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| RAYYANI PROPERTIES LTD→ SC842264 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| RB PRIME PROPERTIES LTD→ SC863378 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RBL PROPERTY SOLUTIONS LTD→ SC851981 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RBMB PROPERTIES LIMITED→ SC808627 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RCH PROPERTY INVESTMENT LTD→ SC828332 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RCL PROPERTY DEVELOPMENT LIMITED→ SC818747 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RCRB HOLDING LIMITED→ SC883041 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 17/01/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/03/2021 | — |