STIRLING BODYSHOP LTD
🏛️Establishedactive
SC680763 · ltd · incorporated 2020-11-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window closing · high confidence
Getting harder to buy cheaply — 2 signals strengthening over the last 30 days.
- · Bankability: 75 → 80
- · Refinance opportunity: no_debt → clean_up_first
- · Live charges: 0 → 1
- · Filings: 15 → 17
What changed my view
Last 30 days
Mixed signals in the last 30 days — 2 improved, 1 worsened.
- ↑Bankability: 75 → 80
- ↓Live charges: 0 → 1
- ↑Filings: 15 → 17
- ·Refinance opportunity: no_debt → clean_up_first
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£368.4k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 0.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £368,448
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£368k
↑ 53% YoY
Current Assets
£241k
↓ 25% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £373.7k | £244.5k |
| Current assets | £240.9k | £323.3k |
| Net assets | £368.4k | £240.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
2
filings
- • 1 mortgage
- • 1 officers
Last 180 days
2
filings
- • 1 mortgage
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-06-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-09🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2026-05-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-31➕RAE, David William Warner appointeddirector
- 2025-11-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-30➕RAE, Avril Jane appointeddirector
- 2022-12-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-08📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-11-12🏢Company incorporatedAs STIRLING BODYSHOP LTD
- 2020-11-12➕RAE, Derek William appointeddirector
- 2020-11-12📄incorporation-companyincorporation · NEWINC
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Derek William Rae Individual · British · DOB 07/1975 · age 51 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DUMBARTON SERVICE STATION LIMITED→ SC261638 · est 2004 | — | — | £948.4k | — | 22y | 83 | 60y |
| J K TYRES AND AUTOCENTRE LIMITED→ SC253238 · est 2003 · no financials extracted | — | — | — | — | 22y | 83 | 61y |
| PEOPLES DETROIT LIMITED→ SC119922 · est 1989 · no financials extracted | — | — | — | — | 36y | 83 | 77y |
| REDHOUSE GARAGE (SCOTLAND) LIMITED→ SC348251 · est 2008 | — | — | £211.4k | — | 17y | 83 | 71y |
| 333 SERVICES LIMITED→ SC314584 · est 2007 | — | — | — | 300 | 19y | 82 | 71y |
| A T W TRANSPORT LTD.→ SC217667 · est 2001 | — | — | — | — | 25y | 82 | 59y |
| BROOK STREET AUTOS LIMITED→ SC140531 · est 1992 | — | — | — | 6 | 33y | 82 | 72y |
| CENTRAL GARAGE (STIRLING) LTD→ SC378947 · est 2010 | — | — | £126.3k | — | 16y | 82 | 72y |
| D CRAM BODY REPAIRS LIMITED→ SC164802 · est 1996 | — | — | £298.2k | — | 30y | 82 | 67y |
| FAIRDEAL TYRES LTD.→ SC233638 · est 2002 | — | — | £567.2k | — | 23y | 82 | 60y |
| GEMM 4 X 4 LIMITED→ SC280398 · est 2005 | — | — | £189.4k | — | 21y | 82 | 66y |
| GLENGYLE GARAGE LIMITED→ SC059483 · est 1976 | — | — | — | 2 | 50y | 82 | 72y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-11-12
Jurisdictionscotland
Primary SIC45200 — SIC 45200
Registered office
Unit 8 Block 6 Munro Road
Springkerse Industrial Estate
Stirling
FK7 7UU
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-16
Last: 2025-09-02
Officers (3 active · 0 resigned)
RAE, Avril Jane→
Activedirector · ~51y · appointed 2023-04-30
View their other companies + combined net worth →
RAE, David William Warner→
Activedirector · ~21y · appointed 2026-03-31
View their other companies + combined net worth →
RAE, Derek William→
Activedirector · ~51y · appointed 2020-11-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 09/06/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-17
appoint-person-director-company-with-name-date
officers · AP01
2026-05-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-06
appoint-person-director-company-with-name-date
officers · AP01
2023-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-18
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-02