EARNING SMILES LTD
🏛️Establishedactive
SC680938 · ltd · incorporated 2020-11-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
£700.5k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Dental practice activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · oldest 5.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £700,489
Cash YoY
+34%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£580k
↑ 34% YoY
Net Worth
£700k
↑ 79% YoY
Current Assets
£654k
↑ 38% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Total assets | £1.16M | £915.6k |
| Current assets | £654.1k | £472.7k |
| Cash | £579.9k | £433.4k |
| Debtors | £72.6k | £37.9k |
| Net assets | £700.5k | £392.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-12-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-03-31➕PATHAK, Dilip, Dr appointeddirector
- 2021-11-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-24🔒Charge registered #2Lender: Tsb Bank PLC
- 2021-06-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-08🔒Charge registered #1Lender: Tsb Bank PLC
- 2020-11-16🏢Company incorporatedAs EARNING SMILES LTD
- 2020-11-16➕PANDAY, Sneha Surendra, Dr appointeddirector
- 2020-11-16📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Sneha Surendra Panday Individual · British · DOB 10/1991 · age 35 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/11/2020 |
Dr Dilip Pathak Individual · British · DOB 06/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Healthcare & medical · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CRAIGIEKNOWES CARE LIMITED→ 15558954 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CUMBRAE LODGE CARE LIMITED→ 15559055 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ENT IN EDINBURGH LIMITED→ 12889249 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EQUAL COMMUNITY FOUNDATION UK→ 07858428 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| FACE (FACIAL AESTHETICS CLINICAL EXCELLENCE) LIMITED→ SC644481 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GILMERTON CARE LIMITED→ 15558994 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GUTHRIE CARE LIMITED→ 15559307 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JANE CLARK PHYSIO LTD→ 06709625 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| JG SOCIAL WORK SERVICES LIMITED→ 06566313 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| JULLIEN GAER LIMITED→ 14908434 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KMORTH LTD→ SC829582 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LAGAN DENTAL CARE LTD→ SC718982 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-11-16
Jurisdictionscotland
Primary SIC86230 — Dental practice activities
Registered office
Cornerstone House
Station Road
Selkirk
TD7 5DJ
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2026-11-29
Last: 2025-11-15
Officers (2 active · 0 resigned)
PANDAY, Sneha Surendra, Dr→
Activedirector · ~35y · appointed 2020-11-16
View their other companies + combined net worth →
PATHAK, Dilip, Dr→
Activedirector · ~40y · appointed 2022-03-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Tsb Bank PLC | A registered charge | 2 properties | 24/07/2021 | — | |
| outstanding | Lloyds Banking Group Tsb Bank PLC | A registered charge | — | 08/06/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
change-person-director-company-with-change-date
officers · CH01
2025-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
change-person-director-company-with-change-date
officers · CH01
2025-11-27
change-person-director-company-with-change-date
officers · CH01
2025-11-27
change-person-director-company-with-change-date
officers · CH01
2025-11-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
appoint-person-director-company-with-name-date
officers · AP01
2023-06-14