BZD PROPERTY INVESTMENT LIMITED
💤Zombieactive
SC681383 · ltd · incorporated 2020-11-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
23 live charges · 8 lenders · oldest 5.2y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 mortgage
Last 180 days
5
filings
- • 4 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2026-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-02🔒Charge registered #23Lender: Together Commercial Finance Limited
- 2026-03-02🔒Charge registered #22Lender: Together Commercial Finance Limited
- 2025-12-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-17🔒Charge registered #21Lender: Together Commercial Finance Limited
- 2025-11-17🔒Charge registered #20Lender: Together Commercial Finance Limited
- 2025-10-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-23🔒Charge registered #19Lender: A&D Investments Sw Limited
- 2025-06-20🔒Charge registered #18Lender: A&D Invetments Sw Limited
- 2025-06-20🔒Charge registered #17Lender: A&D Invetments Sw Limited
- 2025-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-26🔒Charge registered #16Lender: Shawbrook Bank Limited
- 2024-12-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-21🔒Charge registered #13Lender: Lendinvest Btl Limited
- 2024-11-15🔒Charge registered #15Lender: Together Commercial Finance Limited
- 2024-11-15🔒Charge registered #14Lender: Together Commercial Finance Limited
- 2024-09-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-03🔒Charge registered #12Lender: Shawbrook Bank Limited
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-08🔒Charge registered #11Lender: Together Commercial Finance Limited
- 2024-04-08🔒Charge registered #10Lender: Together Commercial Finance Limited
- 2024-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-11🔓Charge satisfied #5
- 2023-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-11🔒Charge registered #9Lender: Together Commercial Finance Limited
- 2023-12-11🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2023-11-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-25🔒Charge registered #7Lender: Lendinvest Btl Limited
- 2023-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-18🔒Charge registered #6Lender: Lendinvest Btl Limited
- 2023-09-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-31🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2023-07-31🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2023-07-28🔒Charge registered #5Lender: A&D Investments Sw
- 2022-06-13🔒Charge registered #2Lender: The Mortgage Works UK) PLC
- 2021-02-26🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-11-19🏢Company incorporatedAs BZD PROPERTY INVESTMENT LIMITED
- 2020-11-19➕DALZIEL, Graeme Smart appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 low7 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-02: A registered charge; 2026-03-02: A registered charge; 2025-11-17: A registered charge
22 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Graeme Smart Dalziel Individual · British · DOB 08/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATIO REAL ESTATE INVESTMENT LTD→ SC743743 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BLACK & MACDONALD LTD→ SC794947 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE MAX INVESTMENTS LTD.→ SC458655 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BONNAR PROPERTY LIMITED→ SC413364 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BRADMAN ROW PROPERTY LIMITED→ SC755066 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BT HOLDINGS (SCOTLAND) LTD→ SC663315 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BURLINGTON SCOTT (SCOTLAND) LIMITED→ SC233333 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CAAM VENTURES LIMITED→ SC730338 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CALGARY HOLDINGS LTD→ SC762376 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CALM SCOTLAND LIMITED→ SC669484 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CALMAC PROPERTIES LIMITED→ SC695469 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CANDYBANK PROPERTY LTD→ SC097913 · est 1986 · no financials extracted | — | — | — | — | 40y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-11-19
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
41 Hill Street
Chapelhall
Airdrie
ML6 8TN
Scotland
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-02
Last: 2025-11-18
Officers (1 active · 0 resigned)
DALZIEL, Graeme Smart→
Activedirector · ~38y · appointed 2020-11-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
22
Outstanding
7
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 02/03/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 02/03/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 17/11/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 17/11/2025 | — | |
| outstanding | A&D Investments Sw A&D Investments Sw Limited | A registered charge | 1 property | 23/06/2025 | — | |
| outstanding | A&D Invetments Sw A&D Invetments Sw Limited | A registered charge | 1 property | 20/06/2025 | — | |
| outstanding | A&D Invetments Sw A&D Invetments Sw Limited | A registered charge | 1 property | 20/06/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 3 properties | 26/02/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 21/11/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 15/11/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 15/11/2024 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 03/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 08/04/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/04/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 11/12/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 11/12/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 3 properties | 25/10/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 18/10/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 31/07/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 31/07/2023 | — | |
| satisfied | A&D Investments Sw | A registered charge | 1 property | 28/07/2023 | 11/03/2024 | |
| outstanding | The Mortgage Works UK) The Mortgage Works UK) PLC | A registered charge | 1 property | 13/06/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 26/02/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-09-05