R & D HOPE INVESTMENTS LIMITED
🏛️Establishedactive
SC685242 · ltd · incorporated 2021-01-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£21.3k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £21,288
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£21k
↑ 38% YoY
Current Assets
£3k
↓ 54% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £86.7k | £88.1k |
| Current assets | £2.9k | £6.3k |
| Net assets | £21.3k | £15.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-01-08📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-30📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-04-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-07📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2022-02-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-04🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-02🔒Charge registered #1Lender: National Westminster Bank PLC
- 2021-01-07🏢Company incorporatedAs R & D HOPE INVESTMENTS LIMITED
- 2021-01-07➕HOPE, Donna appointeddirector
- 2021-01-07➕HOPE, Ricky Thomas appointeddirector
- 2021-01-07📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HOPE" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ricky Thomas Hope Individual · British · DOB 06/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/01/2021 |
Mrs Donna Hope Individual · British · DOB 01/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/01/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LORNATRAD LIMITED→ 14418706 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MAM RURAL LIMITED→ 11841439 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| MARSHALL LEISURE LIMITED→ 00653223 · est 1960 · no financials extracted | — | — | — | — | 66y | — | — |
| MCCALL CAPITAL ASSETS LTD→ 05549811 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| MIDDLETON HALL COTTAGES MANAGEMENT COMPANY LTD→ 09741831 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| NEW WHITEHALL HOUSE LIMITED→ 11313937 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| O'ROURKE PROPERTY INVESTMENTS LTD→ 11538218 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| OLD SMOKERY (SEAHOUSES) LIMITED→ 04120859 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| PASTON PLACE LTD→ 16267002 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| QUANTUM PROPERTY HOLDINGS LTD→ SC687188 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| R AND J LAIDLAW PROPERTIES LIMITED→ SC168108 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| R AND O PROPERTIES (SELKIRK) LTD→ SC742736 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-01-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
11-13 Murray Street
Duns
Berwickshire
TD11 3DF
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-20
Last: 2026-01-06
Officers (2 active · 0 resigned)
Active
HOPE, Ricky Thomas→
Activedirector · ~40y · appointed 2021-01-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 04/02/2022 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 02/04/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-02
change-person-director-company-with-change-date
officers · CH01
2026-01-08
change-person-director-company-with-change-date
officers · CH01
2026-01-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-30
change-account-reference-date-company-previous-extended
accounts · AA01
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-18
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2022-02-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-13