OCEAN CAPITAL (SCOTLAND) LIMITED
🏛️Establishedactive
SC687000 · ltd · incorporated 2021-01-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
12 live charges · 2 lenders · oldest 3.7y
40/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
6
filings
- • 2 accounts
- • 1 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-02-17📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-27🔒Charge registered #12Lender: Paratus Amc Limited
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-18🔒Charge registered #11Lender: Paratus Amc Limited
- 2025-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-29🔒Charge registered #10Lender: Paratus Amc Limited
- 2025-01-10📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-13📄capital-allotment-sharescapital · SH01
- 2024-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-16🔒Charge registered #9Lender: Paratus Amc Limited
- 2024-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-30🔒Charge registered #8Lender: Paratus Amc Limited
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-12🔒Charge registered #7Lender: Paratus Amc Limited
- 2024-08-12🔒Charge registered #6Lender: Paratus Amc Limited
- 2024-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-16🔒Charge registered #5Lender: Paratus Amc Limited
- 2024-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-05🔒Charge registered #4Lender: Paratus Amc Limited
- 2024-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-10🔒Charge registered #3Lender: Paratus Amc Limited
- 2024-05-10🔒Charge registered #2Lender: Paratus Amc Limited
- 2023-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-06🔒Charge registered #1Lender: Lendinvest Btl Limited
- 2022-01-01➕KUMAR, Renu Joshi appointeddirector
- 2021-01-25🏢Company incorporatedAs OCEAN CAPITAL (SCOTLAND) LIMITED
- 2021-01-25➕KUMAR, Vijay appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low12 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Vijay Kumar Individual · British · DOB 06/1969 · age 57 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/01/2021 |
Mrs Renu Joshi Kumar Individual · British · DOB 05/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/12/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| P&I HOMES LTD→ SC816781 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PANTA PROPERTY SOLUTIONS LTD→ SC868620 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PARC PROPERTIES (SCOTLAND) LTD→ SC813815 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PARIS HANEESH ESTATE LTD→ SC692777 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| PARK SERVICES (SCOTLAND) LIMITED→ SC515138 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| PEACH PROPERTIES SCOTLAND LIMITED→ SC745111 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| PEPPERINO LTD→ SC832632 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PERVEZ PROPERTIES LIMITED→ SC564848 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| PETER FRANK PROPERTY LIMITED→ SC633381 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| PHBP INVESTMENTS LTD→ SC547543 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| PI INVEST LTD→ SC669195 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| PINEHURST (BEARSDEN) LTD.→ SC632697 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-01-25
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
24 Fairley Street
Glasgow
G51 2SN
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-19
Last: 2026-01-05
Officers (2 active · 0 resigned)
KUMAR, Renu Joshi→
Activedirector · ~56y · appointed 2022-01-01
View their other companies + combined net worth →
KUMAR, Vijay→
Activedirector · ~57y · appointed 2021-01-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
12
Outstanding
2
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 27/01/2026 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 18/08/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 29/01/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 16/10/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 30/08/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 12/08/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 12/08/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 2 properties | 16/07/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 05/06/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 10/05/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 10/05/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 5 properties | 06/09/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2026-02-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-28
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-05
change-person-director-company-with-change-date
officers · CH01
2025-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-30
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-01-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
capital-allotment-shares
capital · SH01
2024-12-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-15