HOLDFAST PROPERTY LTD
- · Oldest live charge 4.8y old — refinance window within 12 months
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 4.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.8 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-01-31 | 2025-01-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (29 events)Click to expand
- 2026-03-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-14➕MACLEOD, Alison Sinclair Robertson, Dr appointeddirector
- 2022-06-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-06-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-10🔓Charge satisfied #4
- 2022-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-31🔒Charge registered #6Lender: Paragon Bank PLC
- 2022-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-16🔒Charge registered #5Lender: Paragon Bank PLC
- 2022-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-07🔒Charge registered #4Lender: Paragon Bank PLC
- 2022-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-08🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2021-10-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-02🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-08-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-11🔒Charge registered #1Lender: Paragon Bank PLC
- 2021-02-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-02-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-01-26🏢Company incorporatedAs HOLDFAST PROPERTY LTD
- 2021-01-26➕MACLEOD, Iain, Dr appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Alison Sinclair Robertson Macleod Individual · Scottish · DOB 05/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/06/2022 |
Dr Iain Macleod Individual · Scottish · DOB 06/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/01/2021 |
1 historic (ceased) PSC
- Dr Alison Sinclair Robertson Macleodceased 15/02/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| HIGHLAND HABITAT LIMITED→ SC826958 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND PROPERTIES DEVELOPMENTS LIMITED→ SC222303 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| HILLEND VALLEY HOMES LTD→ SC872197 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HMZY PROPERTIES LTD→ SC822277 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HNE CONSULTANTS LTD→ SC705970 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNL INVESTMENT PROPERTIES LTD→ SC717833 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNV PROPERTY LETTINGS LIMITED→ SC825755 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOLIDAY LETS SCOTLAND LIMITED→ SC712772 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HOME SWEET HOME LETTING AGENCY LIMITED→ SC501315 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| HOME SWEET PROPERTY LTD→ SC728192 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HOME&AWAY PROPERTY MANAGEMENT LTD→ SC730941 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HOMEA LTD→ SC593162 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 31/05/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 16/05/2022 | — | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 07/04/2022 | 10/06/2022 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 08/02/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 02/10/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 11/08/2021 | — |