PARTNER SERVICES SCOTLAND LTD

🏛️Establishedactive
SC687333 · ltd · incorporated 2021-01-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 3.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
£23.9k
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other food services
Sector: Accommodation & food service
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 3.2y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~3.2 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £23,933
Net assets shrinking
Down £9,150 YoY
Cash YoY
+34%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£175k
↑ 34% YoY
Net Worth
£24k
↓ 28% YoY
Current Assets
£268k
↓ 14% YoY
Current Liabilities
£0£62k£124k£186k£248k£310kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-312024-01-31
Total assets£73.9k£83.1k
Current assets£267.8k£310.0k
Cash£174.8k£130.8k
Debtors£93.0k£179.2k
Net assets£23.9k£33.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 address
Last 180 days
2
filings
  • 1 address
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-02-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-10-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-11-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-02-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2023-02-17
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC (Trading as Virgin Money) (Company Number SC001111)
  7. 2022-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-01-28
    🏢
    Company incorporated
    As PARTNER SERVICES SCOTLAND LTD
  9. 2021-01-28
    MCKENNA, Neil Mark appointed
    director
  10. 2021-01-28
    MCKENNA, Rosalyn Adrienne appointed
    director
  11. 2021-01-28
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Neil Mark Mckenna
Individual · British · DOB 05/1981 · age 45
5075%
50–75%board control50-75% shares · 50-75% voting · board control28/01/2021
Mrs Rosalyn Adrienne Mckenna
Individual · British · DOB 07/1978 · age 48
2550%
25–50%board control25-50% shares · 25-50% voting · board control28/01/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · PA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BEN NEVIS BAR TRADING COMPANY LIMITED
SC612137 · est 2018
£2.03M
£1.52M£2.53M
£2.57M15007y9163y
NO.17 THE PROMENADE LIMITED
SC703027 · est 2021
£1.26M
£948.5k£1.58M
£1.33M7004y9959y
SLOAN WELLS HOLDINGS LIMITED
SC640473 · est 2019
£951.0k
£713.2k£1.19M
£61.1k1006y9159y
NO.26 THE SEA LIMITED
SC640525 · est 2019
£583.6k
£437.7k£729.5k
£558.9k7006y9359y
CHMD LIMITED
SC558038 · est 2017
£508.6k
£381.5k£635.8k
£2.08M18009y8844y
MULL HOTELS LIMITED
SC706236 · est 2021
£500.4k
£375.3k£625.5k
£723.8k7004y9963y
THE WATERFRONT COMPANY (OBAN) LIMITED
SC295986 · est 2006
£311.7k
£233.8k£389.6k
£136.0k10020y9563y
THE PIER ROOMS LIMITED
SC754480 · est 2023
£167.5k
£125.7k£209.4k
£129.4k1003y9440y
CLAREDON HOTEL LIMITED
SC612301 · est 2018
£82.8k
£62.1k£103.5k
£464.6k5007y9163y
ACC (WATERFRONT) LIMITED
SC686217 · est 2021
£33.4k
£25.1k£41.8k
£118.0k3005y9073y
WEST SERVICED ACCOMMODATION LIMITED
SC781549 · est 2023
£16.3k
£12.2k£20.3k
£52.2k3002y9448y
WEG CAFE LIMITED
SC749991 · est 2022 · no financials extracted
3y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-01-28
Jurisdictionscotland
Primary SIC56290 — Other food services

Registered office

Suite 4, 32 Kempock Street
Gourock
Inverclyde
PA19 1NA
United Kingdom

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-10
Last: 2026-01-27

Officers (2 active · 0 resigned)

MCKENNA, Neil Mark
director · ~45y · appointed 2021-01-28
View their other companies + combined net worth →
Active
MCKENNA, Rosalyn Adrienne
director · ~48y · appointed 2021-01-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC (Trading as Virgin Money) (Company Number SC001111)
A registered charge17/02/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-02
incorporation-company
incorporation · NEWINC
2021-01-28