MARWAHA & SAGGAR INVESTMENTS LTD
🏛️Establishedactive
SC691675 · ltd · incorporated 2021-03-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£169.7k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 2.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £169,720
Net assets shrinking
Down £15,844 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£170k
↓ 8.5% YoY
Current Assets
£1.6m
↓ 4.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Total assets | £169.7k | £185.6k |
| Current assets | £1.62M | £1.69M |
| Net assets | £169.7k | £185.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-04-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-16📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-07-12📄capital-return-purchase-own-sharescapital · SH03
- 2024-06-26📄capital-cancellation-sharescapital · SH06
- 2024-06-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-29➖SAGGAR, Sheetal resigneddirector
- 2024-03-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-10🔒Charge registered #1Lender: Nomura Singapore Limited
- 2022-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-03-09🏢Company incorporatedAs MARWAHA & SAGGAR INVESTMENTS LTD
- 2021-03-09➕MARWAHA, Amit appointeddirector
- 2021-03-09➕MARWAHA, Savraj Krishan appointeddirector
- 2021-03-09➕MARWAHA, Vishal appointeddirector
- 2021-03-09➕SAGGAR, Sheetal appointeddirector
- 2021-03-09📄incorporation-companyincorporation · NEWINC
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "MARWAHA" — strong identity link between founder and business.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Vishal Marwaha Individual · British · DOB 05/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/05/2024 |
Mr Amit Marwaha Individual · British · DOB 12/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/05/2024 |
Mr Savraj Krishan Marwaha Individual · British · DOB 08/1947 · age 79 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/05/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LINKUP MORTGAGE LTD→ SC867187 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LURABUS→ SC680836 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| MARWAHA INVESTMENTS LTD→ SC691673 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| MAVEN CAPITAL CARDIFF TRUSTEE LIMITED→ SC502023 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| MAVEN CAPITAL GCM LIMITED→ SC446214 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| MAVEN IFS EQUITY GP LIMITED→ SC777479 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MAVEN MEIF II ESEM DEBT GP LTD→ SC792907 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MAVEN NOMINEE LIMITED→ SC374366 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| MAVEN NPIF II NE EQUITY GP LIMITED→ SC793279 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MAVEN PROPERTY CARRIED INTEREST LIMITED→ SC787806 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MAVEN PROPERTY INVESTMENTS LIMITED→ SC299736 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| MAVEN SLF FP LIMITED→ SC391763 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-03-09
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
2 Stewart Street
Milngavie
Glasgow
G62 6BW
United Kingdom
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-03-22
Last: 2026-03-08
Officers (3 active · 1 resigned)
MARWAHA, Amit→
Activedirector · ~43y · appointed 2021-03-09
View their other companies + combined net worth →
MARWAHA, Savraj Krishan→
Activedirector · ~79y · appointed 2021-03-09
View their other companies + combined net worth →
MARWAHA, Vishal→
Activedirector · ~50y · appointed 2021-03-09
View their other companies + combined net worth →
SAGGAR, Sheetal→
Resigneddirector · ~45y · appointed 2021-03-09 · resigned 2024-05-29
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Nomura Singapore Nomura Singapore Limited | A registered charge | — | 10/02/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-16
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2024-12-16
capital-return-purchase-own-shares
capital · SH03
2024-07-12
capital-cancellation-shares
capital · SH06
2024-06-26
termination-director-company-with-name-termination-date
officers · TM01
2024-06-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-21