UMEGA NEW HOMES LIMITED

🏛️Establishedactive
SC694772 · ltd · incorporated 2021-04-07
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£15.7k
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Real estate agencies
Sector: Real estate
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -41% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £15,719
Net assets shrinking
Down £4,097 YoY
Cash draining
Cash down 41% YoY
Cash YoY
-41%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£26k
↓ 41% YoY
Net Worth
£16k
↓ 21% YoY
Current Assets
£30k
↓ 40% YoY
Current Liabilities
£0£10k£20k£30k£40k£49kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£15.7k£19.8k
Current assets£29.6k£49.5k
Cash£26.0k£44.0k
Debtors£3.6k£5.5k
Net assets£15.7k£19.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
3
filings
  • 3 persons-with-significant-control
Last 90 days
4
filings
  • 3 persons-with-significant-control
  • 1 confirmation-statement
Last 180 days
4
filings
  • 3 persons-with-significant-control
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-04-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2026-04-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-04-29
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2025-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-01-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-01-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-01-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2024-01-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-01-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-12-13
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  13. 2022-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-05-07
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  15. 2021-04-07
    🏢
    Company incorporated
    As UMEGA NEW HOMES LIMITED
  16. 2021-04-07
    MCINNES, Neil Andrew appointed
    director
  17. 2021-04-07
    WHITMEY, Andrew Robert appointed
    director
  18. 2021-04-07
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Umega Holding Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Umega Holding Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
UMEGA NEW HOMES LIMITED
This company · SC694772

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Umega Holding Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control08/04/2021
2 historic (ceased) PSCs
  • Mr Andrew Robert Whitmeyceased 07/04/2021· 25-50% shares · 25-50% voting · board control
  • Mr Neil Andrew Mcinnesceased 07/04/2021· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-04-07
Jurisdictionscotland
Primary SIC68310 — Real estate agencies

Registered office

Umega The North Quarter
496 Ferry Road
Edinburgh
EH5 2DL
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-20
Last: 2026-04-06

Officers (2 active · 0 resigned)

MCINNES, Neil Andrew
director · ~47y · appointed 2021-04-07
View their other companies + combined net worth →
Active
WHITMEY, Andrew Robert
director · ~48y · appointed 2021-04-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (20 total)

cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-16
change-person-director-company-with-change-date
officers · CH01
2024-01-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-29
change-person-director-company-with-change-date
officers · CH01
2024-01-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-13