BRITTANY RICHARDSON LIMITED
🌿Early-stageactive
SC701713 · ltd · incorporated 2021-06-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£207.6k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 3.5y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £207,633
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£208k
↑ 12% YoY
Current Assets
£3k
↓ 99% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £207.6k | £184.7k |
| Current assets | £2.6k | £184.7k |
| Net assets | £207.6k | £184.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03🔒Charge registered #4Lender: Aldermore Bank PLC
- 2025-07-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-23🔓Charge satisfied #2
- 2025-05-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-21🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2025-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-10🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2025-02-05➖RICHARDSON, Eric Scott resigneddirector
- 2025-02-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-27➕RICHARDSON, Eric Scott appointeddirector
- 2023-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-14🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2022-07-08📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-05-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-16🏢Company incorporatedAs BRITTANY RICHARDSON LIMITED
- 2021-06-16➕RICHARDSON, Brittany Elizabeth appointeddirector
- 2021-06-16➕WILSON, Jack Charles appointeddirector
- 2021-06-16📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "RICHARDSON" — strong identity link between founder and business.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brittany Elizabeth Richardson Individual · British · DOB 10/1991 · age 35 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/06/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AYRSHIRE LETTING AND SALES LTD→ SC488988 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AYRSHIRE LETTING LTD→ SC800075 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE FISH PROPERTY LTD→ SC824241 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BONNIE ABODES LTD→ SC823028 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOYD & SONS LTD→ SC737699 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIDGEMILLCO LTD→ SC695499 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BRIEN & BRIDGE LTD→ SC709940 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BRUCAM PROPERTIES LTD→ SC868766 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BURNLEA PROPERTIES LIMITED→ SC450934 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BURNS COMMERCIAL PROPERTY RENTALS LTD→ SC819593 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BURNS DEVELOPMENTS LIMITED→ SC187997 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| BURNS REAL ALE LTD.→ SC160072 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-06-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
18 Manse Gardens
Galston
KA4 8DJ
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-14
Last: 2025-05-31
Officers (2 active · 1 resigned)
RICHARDSON, Brittany Elizabeth→
Activedirector · ~35y · appointed 2021-06-16
View their other companies + combined net worth →
WILSON, Jack Charles→
Activedirector · ~34y · appointed 2021-06-16
View their other companies + combined net worth →
RICHARDSON, Eric Scott→
Resigneddirector · ~66y · appointed 2023-03-27 · resigned 2025-02-05
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 03/10/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 21/05/2025 | — | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 10/04/2025 | 23/06/2025 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 14/10/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-21
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-23
termination-director-company-with-name-termination-date
officers · TM01
2025-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-04
appoint-person-director-company-with-name-date
officers · AP01
2023-03-27
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-07-08