MISIO PROPERTIES LIMITED
🌿Early-stageactive
SC707307 · ltd · incorporated 2021-08-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.7y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£12.2k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 4.7y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.7 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £12,161
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£12k
↑ 48% YoY
Current Assets
£24k
↑ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £169.0k | £165.1k |
| Current assets | £23.6k | £19.7k |
| Net assets | £12.2k | £8.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-09-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-02🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-11-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-15🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2021-08-23🏢Company incorporatedAs MISIO PROPERTIES LIMITED
- 2021-08-23➕BAIN, Niki Michelle appointeddirector
- 2021-08-23➕REILLY, Anne Victoria appointeddirector
- 2021-08-23📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Niki Michelle Bain Individual · British · DOB 08/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/08/2021 |
Miss Anne Victoria Reilly Individual · British · DOB 07/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/08/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ZARS LIMITED→ SC230094 · est 2002 | £3.33M £2.83M–£3.83M | — | £3.33M | — | 24y | 83 | 76y |
| J & E NOMINEES LIMITED→ SC237007 · est 2002 | £3.06M £2.60M–£3.52M | — | £3.06M | — | 23y | 83 | 66y |
| JAMES KEILLER DEVELOPMENTS LIMITED→ SC263698 · est 2004 | £656.9k £558.4k–£755.5k | — | £656.9k | — | 22y | 82 | 73y |
| ABZCO LTD.→ SC223809 · est 2001 | £655.5k £557.2k–£753.9k | — | £655.5k | — | 24y | 82 | 77y |
| MNA (SCOTLAND) LIMITED→ SC283813 · est 2005 | £637.9k £542.2k–£733.6k | — | £637.9k | — | 21y | 83 | 60y |
| ZULCO LIMITED→ SC206358 · est 2000 | £636.3k £540.8k–£731.7k | — | £636.3k | — | 26y | 83 | 85y |
| ENGINEERING SPREADSHEETS LTD.→ SC302290 · est 2006 | £620.6k £527.5k–£713.7k | — | £620.6k | — | 20y | 82 | 66y |
| FLAT HOMES LIMITED→ SC231996 · est 2002 | £459.7k £390.7k–£528.6k | — | £459.7k | — | 24y | 82 | 73y |
| A & K PROPERTIES LIMITED→ SC199663 · est 1999 | £77.7k £66.1k–£89.4k | — | £77.7k | — | 26y | 82 | 71y |
| STATION WORKS PROPERTIES LTD.→ SC083127 · est 1983 | £39.9k £33.9k–£45.9k | — | £39.9k | — | 43y | 83 | 79y |
| ASSETFAIR LIMITED→ SC195393 · est 1999 | £39.4k £33.5k–£45.3k | — | £39.4k | — | 27y | 82 | 74y |
| GILLANDER PROPERTIES LIMITED→ SC298431 · est 2006 | £38.8k £33.0k–£44.7k | — | £38.8k | — | 20y | 82 | 74y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-23
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Duneden Business Centre
Harrison Road
Dundee
DD2 3SN
Scotland
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (2 active · 0 resigned)
BAIN, Niki Michelle→
Activedirector · ~50y · appointed 2021-08-23
View their other companies + combined net worth →
REILLY, Anne Victoria→
Activedirector · ~48y · appointed 2021-08-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 02/12/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 15/11/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-15
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-12-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-30
incorporation-company
incorporation · NEWINC
2021-08-23