CLARA INVESTMENTS LTD
Opportunity 70/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · oldest 3.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.3 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Cash | £8.2k | £664 |
| Net assets | £65.4k | £17.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 5 mortgage
- • 1 accounts
- • 5 mortgage
- • 1 accounts
- • 5 mortgage
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-13🔓Charge satisfied #5
- 2026-04-13🔓Charge satisfied #4
- 2026-04-13🔓Charge satisfied #3
- 2026-04-13🔓Charge satisfied #2
- 2026-04-13🔓Charge satisfied #1
- 2025-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-11🔒Charge registered #5Lender: Handelsbanken PLC
- 2023-01-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-23🔒Charge registered #4Lender: Handelsbanken PLC
- 2022-12-23🔒Charge registered #3Lender: Handelsbanken PLC
- 2022-12-23🔒Charge registered #2Lender: Handelsbanken PLC
- 2022-12-23🔒Charge registered #1Lender: Handelsbanken PLC
- 2022-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-19📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-09-07🏢Company incorporatedAs CLARA INVESTMENTS LTD
- 2021-09-07➕SUTHERLAND, Thomas Selbie appointeddirector
- 2021-09-07📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Selbie Sutherland Individual · British · DOB 08/1973 · age 53 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 07/09/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 11/01/2023 | 13/04/2026 | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | — | 23/12/2022 | 13/04/2026 | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 23/12/2022 | 13/04/2026 | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 23/12/2022 | 13/04/2026 | |
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 23/12/2022 | 13/04/2026 |