PB PROPERTIES (OBAN) LIMITED

📈Growthactive

SC711888 · ltd · incorporated 2021-10-11

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 3.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

£25.5k

year to Oct 2024

Net worth

—

book net assets

Opportunity

77/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (85/100).

🏦

Refinance opportunity

1 live charge · oldest 3.9y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~3.9 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

16 connected companies via shared directors

Filing history

9 filings

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Profitable

Profit before tax £5,669

Strong revenue growth

Turnover up 2713% YoY

Turned profitable

Returned to profit this year

Turnover YoY

+2713%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-10-31	2023-10-31
Turnover	£25.5k	£907
Gross profit	£25.5k	£907
Profit before tax	£5.7k	£-76.8k
Average employees	200	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (9 events)Click to expand

2025-04-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-07
🔒
Charge registered #1
Lender: Cumberland Building Society
2021-10-11
🏢
Company incorporated
As PB PROPERTIES (OBAN) LIMITED
2021-10-11
➕
LIVINGSTON, Bryan David appointed
director
2021-10-11
➕
SLOAN, Paul Gerrard appointed
director
2021-10-11
📄
incorporation-company
incorporation · NEWINC

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

46/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

2 corporate shareholders identified. Group structure is distributed.

🏛️

Sloan Wells Holdings Ltd

Corporate parent · holds 25-50% shares · board control

significant stake

🏛️

Livingston Holdings (Oban) Ltd

Corporate parent · holds 25-50% shares · board control

significant stake

⬇

PB PROPERTIES (OBAN) LIMITED

This company · SC711888

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Sloan Wells Holdings Ltd Corporate entity	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	11/10/2021
Livingston Holdings (Oban) Ltd Corporate entity	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	11/10/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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LETSLET.ME.UK LIMITED→ SC282162 · est 2005	£17.0k £14.4k–£19.5k	—	£17.0k	—	21y	83	64y
AOSDANA LIMITED→ SC258097 · est 2003	£2.5k £2.2k–£2.9k	—	£2.5k	—	22y	82	59y
TOB PROPERTY MANAGEMENT & INVESTMENTS LIMITED→ SC277632 · est 2004	—	£429.0k	—	200	21y	93	63y
ARGYLL ESTATE AGENTS LTD→ SC590358 · est 2018	—	£188.0k	—	200	8y	84	55y
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SHIAN PROPERTY LIMITED→ SC553357 · est 2016	—	£25.0k	—	500	9y	83	65y
TOB FISHSELLING COMPANY LIMITED→ SC267726 · est 2004	—	£17.3k	—	200	22y	95	73y
CHATCO LIMITED→ SC313959 · est 2006	—	—	—	0	19y	83	86y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2021-10-11

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Ranald Hotel

41 Stevenson Street

Oban

Argyll

PA34 5NA

United Kingdom

Filing status

Accounts

Next due: 2026-07-31

Last made up to: 2024-10-31

Confirmation statement

Next due: 2026-10-22

Last: 2025-10-08

Officers (2 active · 0 resigned)

LIVINGSTON, Bryan David→

director · ~40y · appointed 2021-10-11

View their other companies + combined net worth →

Active

SLOAN, Paul Gerrard→

director · ~59y · appointed 2021-10-11

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Cumberland Building Society	A registered charge	4 properties	07/07/2022	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (9 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-10-08

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-04-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-10-10

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-06-15

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-10-18

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-06-29

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-10-10

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2022-07-12

incorporation-company

incorporation · NEWINC

2021-10-11