L-D PROPERTIES WL LTD
🌿Early-stageactive
SC716764 · ltd · incorporated 2021-12-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-28.8k
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 66/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
17 live charges · 6 lenders · oldest 3.4y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
17 charges (17/17 with lender, 17/17 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £28,790
Net assets shrinking
Down £60,456 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
£14k
Net Worth
-£29k
↓ 191% YoY
Current Assets
£14k
↑ 7.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £599.7k | £385.5k |
| Current assets | £14.1k | £13.2k |
| Cash | £14.1k | — |
| Net assets | £-28.8k | £31.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
3
filings
- • 3 mortgage
Last 180 days
5
filings
- • 4 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-22🔒Charge registered #17Lender: Lendinvest Btl Limited
- 2026-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-13🔒Charge registered #16Lender: Shawbrook Bank Limited
- 2026-03-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-05🔒Charge registered #15Lender: Together Commercial Finance Limited
- 2025-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-22🔒Charge registered #14Lender: Together Commercial Finance Limited
- 2025-11-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-07🔒Charge registered #11Lender: Together Commercial Finance Limited
- 2025-11-03🔒Charge registered #13Lender: Shawbrook Bank Limited
- 2025-11-03🔒Charge registered #12Lender: Shawbrook Bank Limited
- 2025-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-10🔒Charge registered #10Lender: Lendinvest Btl Limited
- 2025-09-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-09🔒Charge registered #9Lender: Lendinvest Btl Limited
- 2025-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-18🔒Charge registered #8Lender: Lendinvest Btl Limited
- 2025-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-17🔒Charge registered #7Lender: Lendinvest Btl Limited
- 2024-10-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-18🔒Charge registered #6Lender: Paratus Amc Limited
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-08🔒Charge registered #5Lender: Aldermore Bank PLC
- 2023-08-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-11🔒Charge registered #4Lender: Lendinvest Btl Limited
- 2023-07-10🔒Charge registered #3Lender: Paragon Bank PLC
- 2023-07-06🔒Charge registered #2Lender: Paragon Bank PLC
- 2023-01-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-05🔒Charge registered #1Lender: Paragon Bank PLC
- 2022-01-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-16➕YUILL, David appointeddirector
- 2021-12-03🏢Company incorporatedAs L-D PROPERTIES WL LTD
- 2021-12-03➕YUILL, Lyndsay Margaret appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low11 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-22: A registered charge; 2026-03-13: A registered charge; 2026-03-05: A registered charge
17 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Yuill Individual · British · DOB 05/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/12/2021 |
Mrs Lyndsay Margaret Yuill Individual · British · DOB 02/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/12/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KOUGNI INVESTMENTS LTD→ SC750005 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| KUSBIA & LANDA PROPERTIES LTD→ SC582357 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| KUTO PROPERTIES LIMITED→ SC784116 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KWATPROPERTY LTD→ SC836996 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| L A M HOLDINGS LTD→ SC663614 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LAING (DUNBAR), LTD.→ SC014482 · est 1927 · no financials extracted | — | — | — | — | 99y | — | — |
| LAMB AND KERR PROPERTIES LTD→ SC757512 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| LAMP HOUSE PROPERTIES LTD→ SC853528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LANDWARD SECURITIES (EDINBURGH) LIMITED→ SC052040 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| LANRAM LTD→ SC497996 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| LANSDOWN PROPERTY INVESTMENTS LIMITED→ SC671579 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LAPECA LIMITED→ SC558930 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-12-03
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
5 Wright Gardens
Bathgate
EH48 2XD
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-16
Last: 2025-12-02
Officers (2 active · 0 resigned)
YUILL, David→
Activedirector · ~47y · appointed 2022-01-16
View their other companies + combined net worth →
YUILL, Lyndsay Margaret→
Activedirector · ~44y · appointed 2021-12-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
17
Total charges
17
Outstanding
6
Active lenders
Status:Lender:17 of 17 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 22/04/2026 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 13/03/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 6 properties | 05/03/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 6 properties | 22/11/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 07/11/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 03/11/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 03/11/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 10/09/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 09/09/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 18/07/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 17/06/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 18/10/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 08/04/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 11/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 10/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 2 properties | 06/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 2 properties | 05/01/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (26 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-26