THE GRAIN STORE DUMFRIES LIMITED
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -75% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 4.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.2 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £20.6k | £13.1k |
| Current assets | £6.0k | — |
| Cash | £974 | £3.9k |
| Debtors | £5.0k | — |
| Net assets | £20.6k | £13.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (14 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-24🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2024-02-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-08🔓Charge satisfied #1
- 2024-02-07🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2023-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-21🔒Charge registered #1Lender: South of Scotland Enterprise
- 2021-12-06🏢Company incorporatedAs THE GRAIN STORE DUMFRIES LIMITED
- 2021-12-06➕FRANCIS, Thomas Daniel appointeddirector
- 2021-12-06📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Daniel Francis Individual · British · DOB 08/1982 · age 44 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/12/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DUMFRIES PROPERTY RENTALS LIMITED→ SC358491 · est 2009 | £265.7k £225.8k–£305.5k | — | £265.7k | — | 17y | 82 | 61y |
| S.W. PLANT (PROPERTY) LIMITED→ SC203221 · est 2000 | £117.4k £99.8k–£135.0k | — | £117.4k | — | 26y | 82 | 74y |
| KENMURE FISHERIES LIMITED→ SC044129 · est 1966 | £99.0k £84.2k–£113.9k | — | £99.0k | — | 59y | 82 | 69y |
| RED SKY REAL ESTATE LIMITED→ SC277622 · est 2004 | £39.0k £33.1k–£44.8k | — | £39.0k | — | 21y | 82 | 80y |
| CARGEN TOWER LIMITED→ SC252204 · est 2003 | — | — | — | 300 | 22y | 83 | 82y |
| DEVORGILLA PROPERTY COMPANY LIMITED→ SC048759 · est 1971 · no financials extracted | — | — | — | — | 54y | 83 | 76y |
| SAINT PROPERTY LIMITED→ SC214770 · est 2001 | — | — | — | 200 | 25y | 82 | 58y |
| SOUTH WEST PROPERTY CENTRE LIMITED→ SC213156 · est 2000 | — | — | — | 300 | 25y | 82 | 60y |
| KUFARA PROPERTIES LTD→ 12130206 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LAIRD LETTINGS LTD→ SC841581 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| NKA HOMES LTD→ SC851115 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SASA PROPERTY LTD→ SC866609 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 24/02/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 07/02/2024 | — | |
| satisfied | South of Scotland Enterprise | A registered charge | — | 21/02/2022 | 08/02/2024 |