P & G FINANCE LTD
💤Zombieactive
SC722298 · ltd · incorporated 2022-02-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£3.6k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,567
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£4k
↑ 5845% YoY
Current Assets
£31k
↑ 29% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £30.7k | £23.8k |
| Current assets | £30.7k | £23.8k |
| Net assets | £3.6k | £60 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-04-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-07➖DEVLIN, Gary Lappin resigneddirector
- 2023-11-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-29➕KELLY, Paul appointeddirector
- 2022-02-23➖KELLY, Paul Douglas resigneddirector
- 2022-02-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-07🏢Company incorporatedAs P & G FINANCE LTD
- 2022-02-07➕DEVLIN, Gary Lappin appointeddirector
- 2022-02-07➕KELLY, Paul Douglas appointeddirector
- 2022-02-07📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Kelly Individual · British · DOB 02/1984 · age 42 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2023 |
2 historic (ceased) PSCs
- Mr Gary Lappin Devlinceased 08/04/2026· 25-50% shares · 25-50% voting · board control
- Mr Paul Douglas Kellyceased 23/02/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Professional services · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| R SMITH ACCOUNTANCY LIMITED→ SC613335 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| RELMAINT LTD→ SC876941 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ROBERTSON ROBBIE ACCOUNTING LTD→ SC632769 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ROBERTZEN LIMITED→ SC543283 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ROSE DESIGN SERVICES LTD→ SC444983 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ROSEENG CONSULTANCY LTD→ SC733388 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ROUNDHOUSE ARCHITECTURE LTD→ SC245244 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| RUZ CONSULTANTS LTD→ SC477999 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| SAEED SHARIF LTD→ SC606769 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SAFEHOUSE HABITATS (SCOTLAND) LIMITED→ SC261216 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| SATURN FE LIMITED→ SC611526 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SATURN FLUID ENGINEERING LIMITED→ SC546005 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-02-07
Jurisdictionscotland
Primary SIC70221 — Financial management
Registered office
C/O Ascot Drummond Uk Ltd
River Court, 5 West Victoria Dock Road
Dundee
DD1 3JT
United Kingdom
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-21
Last: 2026-03-07
Officers (1 active · 2 resigned)
Active
DEVLIN, Gary Lappin→
Resigneddirector · ~44y · appointed 2022-02-07 · resigned 2023-11-07
KELLY, Paul Douglas→
Resigneddirector · ~42y · appointed 2022-02-07 · resigned 2022-02-23
Click a director name to see their full track record across all companies.
Recent filings (17 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-07
termination-director-company-with-name-termination-date
officers · TM01
2023-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-06
appoint-person-director-company-with-name-date
officers · AP01
2022-05-06
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-02-23
termination-director-company-with-name-termination-date
officers · TM01
2022-02-23