TERRAPIN FINANCE LTD
🌿Early-stageactive
SC731888 · ltd · incorporated 2022-05-09
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Data processing, hosting and related activities
Sector: Information & communication
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 500 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-02-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-23📄memorandum-articlesincorporation · MA
- 2024-12-23📄resolutionresolution · RESOLUTIONS
- 2024-12-23📄capital-allotment-sharescapital · SH01
- 2024-12-20📄capital-allotment-sharescapital · SH01
- 2024-12-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-22📄capital-allotment-sharescapital · SH01
- 2023-12-20📄memorandum-articlesincorporation · MA
- 2023-12-20📄resolutionresolution · RESOLUTIONS
- 2023-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-13📄capital-alter-shares-subdivisioncapital · SH02
- 2023-09-01📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-09-01📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2023-08-08➕DYULGERSKI, Daniel Aleksandrov appointeddirector
- 2022-05-09🏢Company incorporatedAs TERRAPIN FINANCE LTD
- 2022-05-09➕MARCELO JAQUES, Miguel Alexandre appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Aleksandrov Dyulgerski Individual · Bulgarian · DOB 03/1993 · age 33 | 25–50% | — | 25-50% shares | 08/08/2023 |
Mr Miguel Alexandre Marcelo Jaques Individual · Portuguese · DOB 04/1994 · age 32 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| WINFIELD CONSULTANCY LIMITED→ SC416665 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
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| WISH-FULFILLING TREE PRODUCTIONS LTD→ SC408855 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| WITS IT SERVICES LIMITED→ SC370702 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| WORD BY WORD LIMITED→ SC582272 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| WORKBAND LTD→ SC759552 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| WORKPHOTOS LTD→ SC754784 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| WORKPRO LIMITED→ SC311195 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-05-09
Jurisdictionscotland
Primary SIC63110 — Data processing, hosting and related activities
Registered office
Argyle House
3 Lady Lawson Street
Edinburgh
EH3 9DR
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14
Officers (2 active · 0 resigned)
DYULGERSKI, Daniel Aleksandrov→
Activedirector · ~33y · appointed 2023-08-08
View their other companies + combined net worth →
MARCELO JAQUES, Miguel Alexandre→
Activedirector · ~32y · appointed 2022-05-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (32 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-13
change-person-director-company-with-change-date
officers · CH01
2025-08-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-13
change-person-director-company-with-change-date
officers · CH01
2025-08-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-13
memorandum-articles
incorporation · MA
2024-12-23
resolution
resolution · RESOLUTIONS
2024-12-23
capital-allotment-shares
capital · SH01
2024-12-23
capital-allotment-shares
capital · SH01
2024-12-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-18