LOCH NESS FURNITURE & UPHOLSTERY LIMITED
🌿Early-stageactive
SC735527 · ltd · incorporated 2022-06-15
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£128.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Retail sale of carpets, rugs, wall and floor coverings in specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 47599Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
- 95240SIC 95240
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £128,059
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£128k
↑ 71% YoY
Current Assets
£135k
↓ 6.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £128.1k | £74.9k |
| Current assets | £134.8k | £144.2k |
| Net assets | £128.1k | £74.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
- 2026-04-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-08-29📄gazette-notice-compulsorygazette · GAZ1
- 2022-06-15🏢Company incorporatedAs LOCH NESS FURNITURE & UPHOLSTERY LIMITED
- 2022-06-15➕SKINNER, Darren appointeddirector
- 2022-06-15➕SKINNER, Stuart appointeddirector
- 2022-06-15📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart Skinner Individual · Scottish · DOB 12/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/06/2022 |
Mr Darren Skinner Individual · British · DOB 04/1992 · age 34 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/06/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SKYE'S FINISHING TOUCHES LTD→ SC374899 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| SKYMOUNT LIMITED→ SC226228 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| SOUTH QUEENSFERRY HEALTHCARE LIMITED→ SC786565 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SPEYSIDE ECO-HEAT LIMITED→ SC418480 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| STRUIE HILL PRESERVES LTD→ SC806658 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| STUFF'D UP LTD→ SC859379 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUMMIT STRIDE LTD→ SC872021 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUPRAV FUELS & SHOP LIMITED→ SC814088 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SUPRAV RETAIL LTD→ SC866958 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SWANSONS FRUIT COMPANY LIMITED→ SC249181 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| SWEETS + TREATS LTD→ SC711155 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TARGET DISCOUNT LIMITED→ SC141884 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-06-15
Jurisdictionscotland
Primary SIC47530 — Retail sale of carpets, rugs, wall and floor coverings in specialised stores
Registered office
41a Montrose Avenue
Auldearn
Nairn
IV12 5TT
Scotland
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-29
Last: 2025-06-15
Officers (2 active · 0 resigned)
SKINNER, Darren→
Activedirector · ~34y · appointed 2022-06-15
View their other companies + combined net worth →
SKINNER, Stuart→
Activedirector · ~39y · appointed 2022-06-15
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (9 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-15
gazette-filings-brought-up-to-date
gazette · DISS40
2023-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-10
gazette-notice-compulsory
gazette · GAZ1
2023-08-29
incorporation-company
incorporation · NEWINC
2022-06-15