YOUR NEXT STEP LTD
- 66220Activities of insurance agents and brokers
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £34.9k | £13.0k |
| Current assets | £49.5k | £18.0k |
| Net assets | £34.9k | £12.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (6 events)Click to expand
- 2025-10-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-30🏢Company incorporatedAs YOUR NEXT STEP LTD
- 2022-08-30➕MACKENZIE, Alan Don appointeddirector
- 2022-08-30📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Don Mackenzie Individual · British · DOB 03/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/08/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @SIPP LIMITED→ SC217126 · est 2001 | £37.09M £26.97M–£47.20M | £10.21M | — | 6200 | 25y | 85 | 62y |
| FORWARD ASSET FINANCE LIMITED→ SC337979 · est 2008 | £1.02M £744.7k–£1.30M | — | — | 500 | 18y | 83 | 64y |
| COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006 | £22.3k £16.2k–£28.3k | — | — | 0 | 20y | 83 | 66y |
| BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009 | — | — | £2.38M | — | 16y | 83 | 72y |
| CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 59y |
| FEMALE INDEPENDENT LTD.→ SC245607 · est 2003 | — | — | £20.0k | — | 23y | 83 | 66y |
| HARRY SMITH, LIMITED→ SC008622 · est 1913 | — | — | £1.66M | — | 113y | 83 | 58y |
| KELVIN SMITH (INSURANCE BROKERS) LIMITED→ SC301532 · est 2006 | — | — | £3.48M | — | 20y | 83 | 63y |
| MORTGAGE ADVICE BROKERAGE LTD→ SC336489 · est 2008 | — | — | — | 1500 | 18y | 83 | 58y |
| NITRON INVESTMENTS LIMITED→ SC047915 · est 1970 | — | — | £431.4k | — | 55y | 83 | 80y |
| PENTA CAPITAL INVESTMENTS LIMITED→ SC277543 · est 2004 · no financials extracted | — | — | — | — | 21y | 83 | 64y |
| PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted | — | — | — | — | 21y | 83 | 63y |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.