KACARUAM LTD

🌿Early-stageactive
SC744674 · ltd · incorporated 2022-09-16
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
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Turnover
year to Sept 2024
Net worth
£1
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£1
~ YoY
Current Assets
Current Liabilities
£0£0£0£1£1£1Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£1£1
Debtors£1£1
Net assets£1£1

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2025-04-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-09-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2024-09-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  4. 2024-09-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-07-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2024-06-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-06-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2024-06-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-09-16
    🏢
    Company incorporated
    As KACARUAM LTD
  10. 2022-09-16
    LOWRIE, Alison appointed
    secretary
  11. 2022-09-16
    LOWRIE, Alison appointed
    director
  12. 2022-09-16
    LOWRIE, Gordon David appointed
    director
  13. 2022-09-16
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Gordon David Lowrie
Individual · British · DOB 03/1979 · age 47
75100%
75–100%board control75-100% shares · 75-100% voting · board control16/09/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-09-16
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Nerston Mill Stoneymeadow Road
East Kilbride
Glasgow
G74 3XY
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-03-25
Last: 2026-03-11

Officers (3 active · 0 resigned)

LOWRIE, Alison
secretary · appointed 2022-09-16
View their other companies + combined net worth →
Active
LOWRIE, Alison
director · ~43y · appointed 2022-09-16
View their other companies + combined net worth →
Active
LOWRIE, Gordon David
director · ~47y · appointed 2022-09-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (13 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-18
accounts-with-accounts-type-dormant
accounts · AA
2025-04-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-18
change-person-secretary-company-with-change-date
officers · CH03
2024-09-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-18
accounts-with-accounts-type-dormant
accounts · AA
2024-07-16
change-person-director-company-with-change-date
officers · CH01
2024-06-07
change-person-director-company-with-change-date
officers · CH01
2024-06-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-28
incorporation-company
incorporation · NEWINC
2022-09-16