FIRST LOCH LIMITED
🌿Early-stageactive
SC747112 · ltd · incorporated 2022-10-12
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.3k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (8 active, 8 linked, 7 with DOB)
88
Ownership & PSC
0 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £2,252
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2k
Current Assets
£3k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.3k | — |
| Current assets | £3.2k | — |
| Net assets | £2.3k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 confirmation-statement
- • 1 accounts
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-24📄capital-name-of-class-of-sharescapital · SH08
- 2024-10-15📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2024-08-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-28📄capital-name-of-class-of-sharescapital · SH08
- 2024-03-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-03-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-03-27📄resolutionresolution · RESOLUTIONS
- 2024-03-27📄memorandum-articlesincorporation · MA
- 2024-03-26📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-03-26📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-26📄capital-allotment-sharescapital · SH01
- 2024-03-22➕MACRAE, Neil appointedsecretary
- 2024-03-22➕MACRAE, Alan Macdonald appointeddirector
- 2024-03-22➕MACRAE, Calum Archibald appointeddirector
- 2024-03-22➕MACRAE, Christopher Calum Kouame appointeddirector
- 2024-03-22➕MACRAE, Kenneth Macdonald appointeddirector
- 2024-03-22➕MACRAE, Sarah appointeddirector
- 2022-10-12🏢Company incorporatedAs FIRST LOCH LIMITED
- 2022-10-12➕MACRAE, Hector Maclean appointeddirector
- 2022-10-12➕MACRAE, Neil appointeddirector
- 2022-10-12📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 93 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — MACRAE, Christopher Calum Kouame (same surname) appointed 2024-03-22. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 93 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CITY PAVING HIGHLANDS LIMITED→ SC501050 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| D MUNRO BUILDERS LTD→ SC852591 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DONALD R MACLEOD JOINERY LIMITED→ SC444300 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| DSM CONTRACTS (SCOTLAND) LTD→ SC470471 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| E HENDERSON ELECTRICAL LTD→ SC878641 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ELEMENT ROOFING LIMITED→ SC804403 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ERG (SCOTLAND) LIMITED→ SC195590 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| EUNOIA CIVILS LIMITED→ SC561856 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| F J MACLEOD SHOPFITTING & JOINERY LTD→ SC451945 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| FALCONER PLUMBING AND HEATING LTD→ SC651519 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FERGUSON ROOFING LTD→ SC818366 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FIRTHSIDE LEASING LIMITED→ SC747800 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-10-12
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
62 Glenburn Drive
Inverness
IV2 4NE
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-25
Last: 2025-10-11
Officers (8 active · 0 resigned)
Active
MACRAE, Alan Macdonald→
Activedirector · ~55y · appointed 2024-03-22
View their other companies + combined net worth →
MACRAE, Calum Archibald→
Activedirector · ~65y · appointed 2024-03-22
View their other companies + combined net worth →
MACRAE, Christopher Calum Kouame→
Activedirector · ~33y · appointed 2024-03-22
View their other companies + combined net worth →
MACRAE, Hector Maclean→
Activedirector · ~59y · appointed 2022-10-12
View their other companies + combined net worth →
MACRAE, Kenneth Macdonald→
Activedirector · ~63y · appointed 2024-03-22
View their other companies + combined net worth →
MACRAE, Neil→
Activedirector · ~47y · appointed 2022-10-12
View their other companies + combined net worth →
MACRAE, Sarah→
Activedirector · ~93y · appointed 2024-03-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (21 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-22
capital-name-of-class-of-shares
capital · SH08
2025-11-24
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2024-10-15
accounts-with-accounts-type-dormant
accounts · AA
2024-08-09
capital-name-of-class-of-shares
capital · SH08
2024-03-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-27
resolution
resolution · RESOLUTIONS
2024-03-27
memorandum-articles
incorporation · MA
2024-03-27
change-account-reference-date-company-current-extended
accounts · AA01
2024-03-26
appoint-person-secretary-company-with-name-date
officers · AP03
2024-03-26
appoint-person-director-company-with-name-date
officers · AP01
2024-03-26
appoint-person-director-company-with-name-date
officers · AP01
2024-03-26