ROSENEATH PROPERTY LTD
Opportunity 66/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 4 lenders · oldest 2.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.2 years old — likely still in initial term.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £326.0k | £192.7k |
| Current assets | £6.1k | £48.4k |
| Cash | £4.9k | £47.8k |
| Debtors | £1.1k | £638 |
| Net assets | £32.1k | £12.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (33 events)Click to expand
- 2026-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-19🔓Charge satisfied #8
- 2025-11-06🔒Charge registered #9Lender: Mortgage Works (UK) PLC
- 2025-10-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-25🔒Charge registered #8Lender: Mortgage Works (UK) PLC
- 2025-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-10🔓Charge satisfied #4
- 2025-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-21🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2025-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-29🔒Charge registered #6Lender: Together Commercial Finance Limited
- 2024-10-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-30🔒Charge registered #5Lender: Charter Court Financial Services Limited
- 2024-09-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-25🔓Charge satisfied #2
- 2024-08-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-30🔓Charge satisfied #3
- 2024-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-07🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2024-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-01🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2024-03-01🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-02-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-29🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2022-11-23🏢Company incorporatedAs ROSENEATH PROPERTY LTD
- 2022-11-23➕NISBET, Fraser John appointeddirector
- 2022-11-23📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fraser John Nisbet Individual · British · DOB 09/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/11/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 06/11/2025 | — | |
| satisfied | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 25/10/2025 | 19/11/2025 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 2 properties | 21/02/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 29/01/2025 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 30/09/2024 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/06/2024 | 10/04/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 01/03/2024 | 30/08/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 01/03/2024 | 25/09/2024 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 29/02/2024 | — |