ERSKINE PROPERTY RENTALS LTD
🌿Early-stageactive
SC761013 · ltd · incorporated 2023-03-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-46.5k
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
22 live charges · 6 lenders · oldest 2.5y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.5 years old — likely still in initial term.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
22 charges (22/22 with lender, 22/22 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £46,513
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£47k
Current Assets
£39k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 |
|---|---|
| Total assets | £-46.5k |
| Current assets | £39.0k |
| Net assets | £-46.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
9
filings
- • 9 mortgage
Last 90 days
11
filings
- • 9 mortgage
- • 1 confirmation-statement
- • 1 capital
Last 180 days
11
filings
- • 9 mortgage
- • 1 confirmation-statement
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-27🔒Charge registered #23Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #22Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #21Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #20Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #19Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #18Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #17Lender: Lendinvest Security Trustees Limited
- 2026-04-27🔒Charge registered #16Lender: Lendinvest Security Trustees Limited
- 2026-04-08🔒Charge registered #15Lender: Lendinvest Security Trustees Limited
- 2026-02-20📄capital-allotment-sharescapital · SH01
- 2025-10-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-17🔒Charge registered #14Lender: Mortgage Works (UK) PLC
- 2025-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-27📄legacymiscellaneous · ANNOTATION
- 2025-03-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-03🔓Charge satisfied #3
- 2025-02-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-19🔒Charge registered #12Lender: Aldermore Bank PLC
- 2025-02-19🔒Charge registered #11Lender: Aldermore Bank PLC
- 2025-02-18🔒Charge registered #13Lender: The Mortgage Lender Limited
- 2025-02-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-17🔒Charge registered #10Lender: Aldermore Bank PLC
- 2025-02-17🔓Charge satisfied #6
- 2025-02-17🔓Charge satisfied #5
- 2025-02-17🔓Charge satisfied #4
- 2025-01-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-23🔓Charge satisfied #1
- 2024-12-20🔒Charge registered #8Lender: Paratus Amc Limited
- 2024-11-05🔒Charge registered #7Lender: The Mortgage Lender Limited
- 2024-09-24🔒Charge registered #6Lender: Shawbrook Bank Limited
- 2024-07-25🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2024-03-22🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2024-01-29🔒Charge registered #3Lender: Aldermore Bank PLC
- 2023-10-31🔒Charge registered #2Lender: Aldermore Bank PLC
- 2023-10-13🔒Charge registered #1Lender: Aldermore Bank PLC
Showing most recent 50 of 53 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 low10 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-27: A registered charge; 2026-04-27: A registered charge; 2026-04-27: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
17 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Collinge Individual · British · DOB 07/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/03/2023 |
Mrs Clare Collinge Individual · British · DOB 06/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/03/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| DXB-GLA LTD→ SC588988 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| EASYDONE LTD→ SC875754 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EDERLINE HOLDINGS LTD→ SC717217 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ELLA & LEWIS PROPERTIES LTD→ SC801222 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ELLIE COTTAGES PRIVATE LIMITED→ SC853395 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EMBARK PROPERTIES LTD→ SC877131 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EMMERSON HOMES LIMITED→ SC553330 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| F&F CAMPBELTOWN LTD→ SC868782 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FAIRLIE PROPERTY GROUP LTD→ SC882997 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FENECH MILLER HOLDINGS LTD→ SC785358 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FEOCHAN PROPERTY LIMITED→ SC824628 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FERENEZE DEVELOPMENTS LIMITED→ SC403604 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-03
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
55 Turnhill Drive
Erskine
PA8 7AY
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-16
Last: 2026-03-02
Officers (2 active · 0 resigned)
COLLINGE, Clare→
Activedirector · ~48y · appointed 2023-03-03
View their other companies + combined net worth →
COLLINGE, Daniel→
Activedirector · ~53y · appointed 2023-03-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
22
Total charges
17
Outstanding
5
Active lenders
Status:Lender:22 of 22 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/04/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 9 properties | 08/04/2026 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 17/10/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/02/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/02/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 18/02/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 17/02/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 05/11/2024 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 24/09/2024 | 17/02/2025 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 25/07/2024 | 17/02/2025 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 22/03/2024 | 17/02/2025 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 29/01/2024 | 03/03/2025 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 31/10/2023 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/10/2023 | 23/12/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
capital-allotment-shares
capital · SH01
2026-02-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-29
legacy
miscellaneous · ANNOTATION
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03