CAWLEY & CAWLEY LTD
🌿Early-stageactive
SC764457 · ltd · incorporated 2023-03-31
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£656
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 65-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 62/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 2.9y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.9 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £656
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£656
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £2.50M | £2.50M |
| Net assets | £656 | £656 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-groupaccounts · AA
- 2025-01-31📄accounts-with-accounts-type-groupaccounts · AA
- 2024-11-05📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-06-30📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-06-30📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-06-29📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-06-28📄capital-allotment-sharescapital · SH01
- 2023-06-28📄capital-alter-shares-subdivisioncapital · SH02
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-06-23🔒Charge registered #3Lender: The Duck Bay Hotel and Marina Partnership (The “Firm”) and Alan Darrach Cawley, Lynn Cawley, Margaret Hempstead Cawley, Russell John Cawley and Margaret Devlin Suter Irving as Partners and Trustees of the Firm
- 2023-06-23🔒Charge registered #2Lender: Margaret Devlin Suter Irving, Margaret Hempstead Cawley & Russell John Cawley
- 2023-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-05🔒Charge registered #1Lender: Barclays Bank PLC
- 2023-03-31🏢Company incorporatedAs CAWLEY & CAWLEY LTD
- 2023-03-31➕CAWLEY, Alan Darrach appointeddirector
- 2023-03-31➕CAWLEY, Lynn appointeddirector
- 2023-03-31📄incorporation-companyincorporation · NEWINC
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CAWLEY" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Darrach Cawley Individual · British · DOB 10/1961 · age 65 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/03/2023 |
1 historic (ceased) PSC
- Mrs Lynn Cawleyceased 23/06/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FAMILY ADDICTION SUPPORT SERVICE→ SC201019 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| FARRELL SCOTT PROPERTY COMPANY LTD→ SC822292 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FISTRAL BAY LIMITED→ SC502002 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| FOODSERVICE EQUIPMENT MARKETING HOLDINGS LIMITED→ SC648485 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FPT GROUP LIMITED→ SC177776 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| FREDERICK & CO (SANDYFORD) LIMITED→ SC696970 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| G & B (HOLDINGS) LIMITED→ SC112779 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| G41 HERITAGE PROPERTY DEVELOPMENTS LIMITED→ SC781110 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| GASMAN ENERGY GROUP LTD→ SC800871 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GEORGE BALLANTINE & SON LIMITED→ SC020024 · est 1937 · no financials extracted | — | — | — | — | 88y | — | — |
| GIALLOROSSO LIMITED→ SC530023 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| GILPRO MANAGEMENT LIMITED→ SC223887 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-31
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Duck Bay,
Loch Lomond
Alexandria
G83 8QZ
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-13
Last: 2026-03-30
Officers (2 active · 0 resigned)
CAWLEY, Alan Darrach→
Activedirector · ~65y · appointed 2023-03-31
View their other companies + combined net worth →
CAWLEY, Lynn→
Activedirector · ~58y · appointed 2023-03-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Duck Bay Hotel and Marina Partnership (The “Firm”) and Alan Darrach Cawley, Lynn Cawley, Margaret Hempstead Cawley, Russell John Cawley and Margaret Devlin Suter Irving as Partners and Trustees of the Firm | A registered charge | — | 23/06/2023 | — | |
| outstanding | Margaret Devlin Suter Irving, Margaret Hempstead Cawley & Russell John Cawley | A registered charge | — | 23/06/2023 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 05/06/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-22
accounts-with-accounts-type-group
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-24
accounts-with-accounts-type-group
accounts · AA
2025-01-31
change-account-reference-date-company-previous-extended
accounts · AA01
2024-11-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-16
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2023-06-30
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2023-06-30
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2023-06-29
capital-allotment-shares
capital · SH01
2023-06-28
capital-alter-shares-subdivision
capital · SH02
2023-06-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-26