VISSER COMMERCIAL PROPERTY INVESTMENTS LTD

💤Zombieactive
SC767050 · ltd · incorporated 2023-04-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£833.7k
book net assets
Opportunity
65/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 65/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

8 live charges · 4 lenders · oldest 2.5y

0/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Newest facility, 2.5 years old — likely still in initial term.
  • · 4 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £833,743

Key financials

2 years extracted from filed iXBRL accounts
Cash
£5k
Net Worth
£834k
↑ 6177% YoY
Current Assets
£26k
↓ 94% YoY
Current Liabilities
—
-£14k£156k£325k£495k£664k£834kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Total assets£2.03M£779.1k
Current assets£26.4k£448.5k
Cash£4.8k—
Debtors£21.6k£448.5k
Net assets£833.7k£-13.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-01-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-10-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-10-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-10-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-10-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2024-10-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-10-17
    🔓
    Charge satisfied #2
  10. 2024-10-17
    🔓
    Charge satisfied #1
  11. 2024-10-16
    🔒
    Charge registered #8
    Lender: Hampden & Co. PLC
  12. 2024-10-16
    🔒
    Charge registered #7
    Lender: Hampden & Co. PLC
  13. 2024-10-16
    🔒
    Charge registered #6
    Lender: Hampden & Co. PLC
  14. 2024-10-16
    🔒
    Charge registered #5
    Lender: Hampden & Co PLC
  15. 2024-07-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2024-07-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2024-07-02
    🔒
    Charge registered #3
    Lender: Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
  18. 2024-06-14
    🔒
    Charge registered #4
    Lender: Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
  19. 2024-01-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2024-01-09
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  21. 2023-11-24
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2023-11-16
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  23. 2023-04-24
    🏢
    Company incorporated
    As VISSER COMMERCIAL PROPERTY INVESTMENTS LTD
  24. 2023-04-24
    ➕
    VISSER, Tim Jan-Willem appointed
    director
  25. 2023-04-24
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  26. 2023-04-24
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "VISSER" — strong identity link between founder and business.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Visser Property Investments Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Visser Property Investments Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
VISSER COMMERCIAL PROPERTY INVESTMENTS LTD
This company · SC767050

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Visser Property Investments Ltd
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control24/04/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-04-24
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

30/2 Eskbank Office Complex Hardengreen Industrial Estate
Dalkeith
Midlothian
EH22 3NX
Scotland

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-07
Last: 2026-04-23

Officers (1 active · 0 resigned)

VISSER, Tim Jan-Willem→
director · ~39y · appointed 2023-04-24
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
6
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Hampden & Co.
Hampden & Co. PLC
A registered charge1 property16/10/2024—
outstanding
Hampden & Co.
Hampden & Co. PLC
A registered charge1 property16/10/2024—
outstanding
Hampden & Co.
Hampden & Co. PLC
A registered charge1 property16/10/2024—
outstanding
Hampden & Co
Hampden & Co PLC
A registered charge1 property16/10/2024—
outstanding
Hampden & Co , 9 Charlotte Square, Edinburgh, EH2 4DR
Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
A registered charge1 property02/07/2024—
outstanding
Hampden & Co , 9 Charlotte Square, Edinburgh, EH2 4DR
Hampden & Co PLC, 9 Charlotte Square, Edinburgh, EH2 4DR
A registered charge1 property14/06/2024—
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property09/01/202417/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—16/11/202317/10/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (17 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-21
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-17
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-24