CLOUGHLEY INVESTMENTS LTD
🌿Early-stageactive
SC767611 · ltd · incorporated 2023-04-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£38.9k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 2.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.1 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £38,890
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£39k
Current Assets
£51k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £41.1k | — |
| Current assets | £51.5k | — |
| Net assets | £38.9k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2026-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-05🔒Charge registered #3Lender: Gary Platt
- 2026-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-12🔓Charge satisfied #2
- 2025-01-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-06-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-14🔒Charge registered #2Lender: Ascot Bridging Finance 4 Limited
- 2024-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-08🔒Charge registered #1Lender: Ascot Bridging Finance 4 Limited
- 2023-04-28🏢Company incorporatedAs CLOUGHLEY INVESTMENTS LTD
- 2023-04-28➕CLOUGHLEY, Alessia Rosaria appointeddirector
- 2023-04-28➕CLOUGHLEY, Ross William appointeddirector
- 2023-04-28📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CLOUGHLEY" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ross William Cloughley Individual · British · DOB 03/1993 · age 33 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/04/2023 |
Mrs Alessia Rosaria Cloughley Individual · British · DOB 07/1993 · age 33 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/04/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| C.T. ENGINEERING (SCOTLAND) LIMITED→ SC096134 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
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| CHEPSTOW (HOLDINGS) LIMITED→ SC386345 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CLARAWARA INVESTMENTS LIMITED→ SC333658 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| COATBANK BUSINESS CENTRE LIMITED→ SC414227 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COMFORT SPACES LTD→ SC825235 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CONDIEFIELD LIMITED→ SC811371 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COPLYN PROPERTY INVESTMENTS LTD→ SC826488 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CORBIN HOMES LTD→ SC776614 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CORBYN PROPERTY INVESTMENTS LTD→ SC641833 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CORE CONSULTANTS (IMMIGRATION & STUDY ABROAD) LIMITED→ SC702174 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-04-28
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
The Old Byre Cottage
Whiteshawgate Farm
Strathaven
ML10 6SY
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-05-11
Last: 2025-04-27
Officers (2 active · 0 resigned)
CLOUGHLEY, Alessia Rosaria→
Activedirector · ~33y · appointed 2023-04-28
View their other companies + combined net worth →
CLOUGHLEY, Ross William→
Activedirector · ~33y · appointed 2023-04-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gary Platt | A registered charge | 2 properties | 05/03/2026 | — | |
| satisfied | Ascot Bridging Finance 4 Ascot Bridging Finance 4 Limited | A registered charge | 1 property | 14/03/2024 | 12/05/2025 | |
| outstanding | Ascot Bridging Finance 4 Ascot Bridging Finance 4 Limited | A registered charge | — | 08/03/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (10 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-09
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-12
accounts-with-accounts-type-dormant
accounts · AA
2025-01-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-11
incorporation-company
incorporation · NEWINC
2023-04-28