EWEN PROPERTY HOLDINGS LIMITED
🌿Early-stageactive
SC771090 · ltd · incorporated 2023-05-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Property-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 64/100 (worth a look), bankability 60/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
40 live charges · 2 lenders · oldest 2.2y
15/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
40 charges (40/40 with lender, 40/40 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
13
filings
- • 13 mortgage
Last 180 days
14
filings
- • 13 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (67 events)Click to expand
- 2026-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17🔒Charge registered #35Lender: Paragon Bank PLC
- 2026-03-17🔒Charge registered #34Lender: Paragon Bank PLC
- 2026-03-17🔒Charge registered #33Lender: Paragon Bank PLC
- 2026-03-17🔒Charge registered #32Lender: Paragon Bank PLC
- 2026-03-17🔒Charge registered #31Lender: Paragon Bank PLC
- 2026-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-14🔒Charge registered #39Lender: Paragon Bank PLC
- 2026-03-14🔒Charge registered #38Lender: Paragon Bank PLC
- 2026-03-14🔒Charge registered #37Lender: Paragon Bank PLC
- 2026-03-14🔒Charge registered #36Lender: Paragon Bank PLC
- 2026-03-13🔒Charge registered #40Lender: Paragon Bank PLC
- 2026-02-26🔒Charge registered #30Lender: Aldermore Bank PLC
- 2026-02-26🔒Charge registered #29Lender: Aldermore Bank PLC
- 2026-02-26🔒Charge registered #28Lender: Aldermore Bank PLC
- 2025-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-10📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-03-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-04🔒Charge registered #27Lender: Paragon Bank PLC
- 2024-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-17🔒Charge registered #26Lender: Paragon Bank PLC
- 2024-12-17🔒Charge registered #25Lender: Paragon Bank PLC
- 2024-12-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-11🔒Charge registered #24Lender: Paragon Bank PLC
- 2024-12-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-05🔒Charge registered #23Lender: Paragon Bank PLC
- 2024-10-18📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-10-18📄legacycapital · SH20
- 2024-10-18⚠️legacyinsolvency · CAP-SS
- 2024-10-18📄resolutionresolution · RESOLUTIONS
- 2024-03-05🔒Charge registered #3Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #22Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #21Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #20Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #19Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #18Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #17Lender: Aldermore Bank PLC
- 2024-03-04🔒Charge registered #16Lender: Aldermore Bank PLC
Showing most recent 50 of 67 events
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "EWEN" — strong identity link between founder and business.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.9 years old — management layer unlikely to be developed.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — EWEN, James Robert (same surname) appointed 2023-05-31. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med · 1 low1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-10-18: legacy
13 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-17: A registered charge; 2026-03-17: A registered charge; 2026-03-17: A registered charge
40 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Robert Ewen Individual · British · DOB 04/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/05/2023 |
Mr Gordon George Ewen Individual · British · DOB 03/1951 · age 75 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/05/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LECALE HOLDINGS LTD→ SC797992 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| LIBRARY HOMES LTD→ SC828919 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LN REAL ESTATE LTD→ SC880007 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| M & M PROPERTIES (FIFE) LTD→ SC419738 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| MACPHERSON PROPERTY RENOVATIONS LIMITED→ SC844487 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MALTPROP LIMITED→ SC842584 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MARSHALL PROPERTY HOLDINGS LIMITED→ SC562115 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MAYANNA PROPERTIES LIMITED→ SC806846 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| MCDOUGALL PROPERTY GROUP LIMITED→ SC707058 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MCDOUGALL PROPERTY INVESTMENTS LTD→ SC835886 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MCKINLAY & HARPER HOLDINGS LTD→ SC750778 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MEKAEN LTD→ SC783137 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-05-31
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
Pentland House
Saltire Centre
Glenrothes
KY6 2AH
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-13
Last: 2025-05-30
Officers (2 active · 0 resigned)
EWEN, Gordon George→
Activedirector · ~75y · appointed 2023-05-31
View their other companies + combined net worth →
EWEN, James Robert→
Activedirector · ~47y · appointed 2023-05-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
40
Total charges
40
Outstanding
2
Active lenders
Status:Lender:40 of 40 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 14/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 14/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 14/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 14/03/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 13/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/02/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 3 properties | 26/02/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 26/02/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 04/03/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/12/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/12/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 4 properties | 11/12/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 05/12/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 05/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/03/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 27/02/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (56 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
change-account-reference-date-company-previous-extended
accounts · AA01
2025-09-10