NWTOAQ LTD

🌿Early-stageactive
SC772311 · ltd · incorporated 2023-06-12
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
book net assets
Opportunity
76/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2025-10-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-03-07
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-07-17
    📄
    memorandum-articles
    incorporation · MA
  4. 2023-07-13
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2023-07-13
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2023-07-12
    📄
    capital-allotment-shares
    capital · SH01
  7. 2023-06-29
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  8. 2023-06-12
    🏢
    Company incorporated
    As NWTOAQ LTD
  9. 2023-06-12
    GRAHAM, Ian Frederick appointed
    director
  10. 2023-06-12
    HOUSEGO, John appointed
    director
  11. 2023-06-12
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Young company: Only 3.0 years old — management layer unlikely to be developed.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Ihct Ltd holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️
Ihct Ltd
Corporate parent · holds 50-75% shares
majority
NWTOAQ LTD
This company · SC772311

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Ihct Ltd
Corporate entity
5075%
50–75%50-75% shares · 50-75% voting12/06/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · IV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CHAPMAN OF INVERNESS LIMITED
SC020899 · est 1939
40087y8277y
LEGGATTS FINANCIAL SERVICES LIMITED
SC255061 · est 2003
£38.1k22y8173y
ARGYLL TRUSTEES LIMITED
SC382862 · est 2010
£115y8084y
BLACK DOG FINANCIAL SERVICES LTD.
SC265100 · est 2004
£61.1k22y8071y
CAMPBELL & MCCONNACHIE LIMITED
SC314177 · est 2007 · no financials extracted
19y8063y
DALZIELS PRIVATE PERSONAL FINANCE LIMITED
SC243222 · est 2003
£142.9k23y8061y
DUNDONNELL INVESTMENTS LIMITED
SC226018 · est 2001
10024y8082y
ELMBRAE MORTGAGE & PENSIONS LTD.
SC265582 · est 2004
£100.0k22y8062y
HUTCHESON FINANCIAL SERVICES LIMITED
SC352018 · est 2008
£11.6k17y8065y
MACKENZIE TAYLOR WEALTH MANAGEMENT LTD.
SC313079 · est 2006
£107.3k19y8064y
MUNRO & NOBLE FINANCIAL SERVICES LIMITED
SC227417 · est 2002
024y8066y
NORTHWAY FINANCE LIMITED
SC075393 · est 1981 · no financials extracted
44y8084y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-06-12
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Forbes House
36 Huntly Street
Inverness
IV3 5PR
United Kingdom

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-25
Last: 2025-06-11

Officers (2 active · 0 resigned)

GRAHAM, Ian Frederick
director · ~65y · appointed 2023-06-12
View their other companies + combined net worth →
Active
HOUSEGO, John
director · ~62y · appointed 2023-06-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (10 total)

accounts-with-accounts-type-dormant
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-18
accounts-with-accounts-type-dormant
accounts · AA
2025-03-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-29
memorandum-articles
incorporation · MA
2023-07-17
resolution
resolution · RESOLUTIONS
2023-07-13
resolution
resolution · RESOLUTIONS
2023-07-13
capital-allotment-shares
capital · SH01
2023-07-12
certificate-change-of-name-company
change-of-name · CERTNM
2023-06-29
incorporation-company
incorporation · NEWINC
2023-06-12