DSL IFS SMALLER LOANS GP LIMITED

🌿Early-stageactive
SC781857 · ltd · incorporated 2023-09-08
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2025-05-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-10-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2024-10-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-08-22
    BURNSIDE, Iain Alan appointed
    director
  5. 2024-08-22
    WOOD, Lesley Marie resigned
    director
  6. 2023-09-08
    🏢
    Company incorporated
    As DSL IFS SMALLER LOANS GP LIMITED
  7. 2023-09-08
    YUILL, Stuart Mitchell appointed
    director
  8. 2023-09-08
    WOOD, Lesley Marie appointed
    director
  9. 2023-09-08
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Young company: Only 2.6 years old — management layer unlikely to be developed.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Dsl Business Finance Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Dsl Business Finance Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
DSL IFS SMALLER LOANS GP LIMITED
This company · SC781857

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Dsl Business Finance Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control08/09/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2023-09-08
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Moorpark Court
5 Dava Street
Glasgow
G51 2JA
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-21
Last: 2025-09-07

Officers (2 active · 1 resigned)

BURNSIDE, Iain Alan
director · ~67y · appointed 2024-08-22
View their other companies + combined net worth →
Active
YUILL, Stuart Mitchell
director · ~68y · appointed 2023-09-08
View their other companies + combined net worth →
Active
WOOD, Lesley Marie
director · ~56y · appointed 2023-09-08 · resigned 2024-08-22
Resigned

Click a director name to see their full track record across all companies.

Recent filings (6 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-dormant
accounts · AA
2025-05-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-01
appoint-person-director-company-with-name-date
officers · AP01
2024-10-01
termination-director-company-with-name-termination-date
officers · TM01
2024-10-01
incorporation-company
incorporation · NEWINC
2023-09-08