CRAIGARD ASSETS LIMITED
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (70/100).
Refinance opportunity
3 live charges · oldest 2.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 |
|---|---|
| Turnover | £18.9k |
| Gross profit | £18.9k |
| Profit before tax | £5.4k |
| Average employees | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (12 events)Click to expand
- 2025-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-30📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-04-01📄gazette-notice-compulsorygazette · GAZ1
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-18🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2024-03-18🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2024-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-29🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2023-09-28🏢Company incorporatedAs CRAIGARD ASSETS LIMITED
- 2023-09-28➕MACKELLAR, Allan Craig appointeddirector
- 2023-09-28📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.6 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Allan Craig Mackellar Individual · British · DOB 08/1973 · age 53 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/09/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DAVID FINLAYSON LIMITED→ SC088199 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| DELIGHT DWELLING PROPERTY LTD→ SC736977 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DINARDO PROPERTIES LIMITED→ SC112824 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| DRY ROCK PROPERTY HOLDINGS LTD→ SC820083 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DUBLIN STREET LTD→ SC576764 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| DUFFY & CO. FM & BUSINESS SERVICES LTD→ SC442164 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| DUNCAN LAUDER LIMITED→ SC089970 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| DUNGAR LTD→ SC826681 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DUNN'S HOLDINGS LTD→ SC592975 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| DUNO GROUP LIMITED→ SC524798 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DUNOLLIE HALLS LIMITED→ SC761592 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DUNOON (NOMINEES) LIMITED→ SC024572 · est 1946 · no financials extracted | — | — | — | — | 79y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 18/03/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 18/03/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 29/02/2024 | — |