GERUT PROPERTIES LTD
🌿Early-stageactive
SC786668 · ltd · incorporated 2023-10-21
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of real estate investment trusts
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · oldest 1.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 persons-with-significant-control
- • 1 officers
Last 90 days
2
filings
- • 1 persons-with-significant-control
- • 1 officers
Last 180 days
5
filings
- • 2 gazette
- • 1 persons-with-significant-control
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-01-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-12-16📄gazette-notice-compulsorygazette · GAZ1
- 2024-12-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-05🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-11-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2024-04-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-12➕TEGEDE, Tafadzwa appointeddirector
- 2023-10-21🏢Company incorporatedAs GERUT PROPERTIES LTD
- 2023-10-21➕TEGEDE-PETERSON, Gerald appointeddirector
- 2023-10-21📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 2.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Tafadzwa Tegede Individual · British · DOB 03/1982 · age 44 | 25–50% | — | 25-50% shares | 12/03/2024 |
Mr Gerald Tegede-Peterson Individual · British · DOB 05/1974 · age 52 | 25–50% | — | 25-50% shares | 21/10/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARDMORE FINANCIAL PLANNING LIMITED→ SC363882 · est 2009 | — | — | — | 800 | 16y | 83 | 58y |
| ARCHIBALD MACINNES AND COMPANY LIMITED→ SC031316 · est 1956 | — | — | £1.24M | — | 70y | 82 | 76y |
| MORTGAGE INFORMATION CENTRE LIMITED→ SC233257 · est 2002 | — | — | £14.1k | — | 23y | 82 | 66y |
| A.J. OPTIONS LIMITED→ SC229017 · est 2002 | — | — | — | 400 | 24y | 80 | 70y |
| ANNIE DUNCAN LTD.→ SC289895 · est 2005 | — | — | £524 | — | 20y | 80 | 68y |
| AVETON GIFFORD ASSOCIATES LIMITED→ SC268741 · est 2004 | — | — | £348.5k | — | 21y | 80 | 67y |
| DAVID DOUGAN FINANCIAL SERVICES LIMITED→ SC350319 · est 2008 | — | — | £30.5k | — | 17y | 80 | 66y |
| EXECUTIVE BENEFIT SERVICES (U.K.) LIMITED→ SC054039 · est 1973 · no financials extracted | — | — | — | — | 52y | 80 | 71y |
| EXECUTIVE FINANCIAL SERVICES LIMITED→ SC280840 · est 2005 | — | — | £298.8k | — | 21y | 80 | 73y |
| DUCKETT FAMILY INVESTMENTS LIMITED→ SC838585 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GB FINANCIAL SERVICES LIMITED→ SC554846 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MV FINANCE LTD→ SC552652 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-10-21
Jurisdictionscotland
Primary SIC64306 — Activities of real estate investment trusts
Registered office
Pavilion 3 Candymill Lane
Bothwell Bridge Business Park
Hamilton
South Lanarkshire
ML3 0FD
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-05-07
Last: 2025-04-23
Officers (2 active · 0 resigned)
TEGEDE, Tafadzwa→
Activedirector · ~44y · appointed 2024-03-12
View their other companies + combined net worth →
TEGEDE-PETERSON, Gerald→
Activedirector · ~52y · appointed 2023-10-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 05/12/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 15/10/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
gazette-filings-brought-up-to-date
gazette · DISS40
2026-01-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-01-05
gazette-notice-compulsory
gazette · GAZ1
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-22
change-person-director-company-with-change-date
officers · CH01
2024-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-11