KESSOCK HOLDINGS (FR) LIMITED

🌿Early-stageactive
SC788212 · ltd · incorporated 2023-11-06
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Oct 2024
Net worth
£10.26M
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 0.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 0.4 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £10,263,780
Very low cash
Cash position: £2

Key financials

1 year extracted from filed iXBRL accounts
Cash
£2
Net Worth
£10m
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-31
Total assets£10.26M
Cash£2
Net assets£10.26M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 officers
Last 90 days
1
filing
  • 1 officers
Last 180 days
18
filings
  • 6 officers
  • 6 mortgage
  • 3 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-04-08
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  2. 2025-12-18
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  3. 2025-12-15
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  4. 2025-12-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-12-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-12-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-12-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-12-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2025-12-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-12-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2025-12-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2025-12-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2025-12-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2025-12-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  15. 2025-12-03
    🔒
    Charge registered #4
    Lender: Hsbc UK Bank PLC (As Security Agent)
  16. 2025-12-03
    🔒
    Charge registered #3
    Lender: Glas Trust Corporation Limited as Security Agent
  17. 2025-12-03
    🔒
    Charge registered #2
    Lender: Glas Trust Corporation Limited as Security Agent
  18. 2025-12-03
    🔒
    Charge registered #1
    Lender: Hsbc UK Bank PLC (As Security Agent)
  19. 2025-12-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2025-12-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2025-11-26
    BRIGGS, Darren Charles appointed
    director
  22. 2025-11-26
    HIGGON, Shane David appointed
    director
  23. 2025-11-26
    MORRIS, Duncan Eric appointed
    director
  24. 2025-11-26
    SIMPSON, James resigned
    director
  25. 2025-11-26
    SIMPSON, Pamela resigned
    director
  26. 2025-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  27. 2024-10-21
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  28. 2024-05-27
    📄
    capital-allotment-shares
    capital · SH01
  29. 2023-11-06
    🏢
    Company incorporated
    As KESSOCK HOLDINGS (FR) LIMITED
  30. 2023-11-06
    SIMPSON, James appointed
    director
  31. 2023-11-06
    SIMPSON, Pamela appointed
    director
  32. 2023-11-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Young company: Only 2.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.

Red flags

2 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: SIMPSON, James resigned 2025-11-26; SIMPSON, Pamela resigned 2025-11-26

4 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-12-03: A registered charge; 2025-12-03: A registered charge; 2025-12-03: A registered charge

Group structure

Ascona Group Holdings Midco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Ascona Group Holdings Midco Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
KESSOCK HOLDINGS (FR) LIMITED
This company · SC788212

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ascona Group Holdings Midco Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control26/11/2025
2 historic (ceased) PSCs
  • Mr James Simpsonceased 26/11/2025· 25-50% shares · 25-50% voting
  • Mrs Pamela Simpsonceased 26/11/2025· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-11-06
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

6 Queens Road
Aberdeen
AB15 4ZT
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22

Officers (3 active · 2 resigned)

BRIGGS, Darren Charles
director · ~56y · appointed 2025-11-26
View their other companies + combined net worth →
Active
HIGGON, Shane David
director · ~57y · appointed 2025-11-26
View their other companies + combined net worth →
Active
MORRIS, Duncan Eric
director · ~64y · appointed 2025-11-26
View their other companies + combined net worth →
Active
SIMPSON, James
director · ~59y · appointed 2023-11-06 · resigned 2025-11-26
Resigned
SIMPSON, Pamela
director · ~59y · appointed 2023-11-06 · resigned 2025-11-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC (As Security Agent)
A registered charge03/12/2025
outstanding
Glas Trust Corporation as Security Agent
Glas Trust Corporation Limited as Security Agent
A registered charge1 property03/12/2025
outstanding
Glas Trust Corporation as Security Agent
Glas Trust Corporation Limited as Security Agent
A registered charge1 property03/12/2025
outstanding
HSBC
Hsbc UK Bank PLC (As Security Agent)
A registered charge03/12/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (22 total)

replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-04-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-18
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-09
termination-director-company-with-name-termination-date
officers · TM01
2025-12-04
termination-director-company-with-name-termination-date
officers · TM01
2025-12-04
appoint-person-director-company-with-name-date
officers · AP01
2025-12-04
appoint-person-director-company-with-name-date
officers · AP01
2025-12-04
appoint-person-director-company-with-name-date
officers · AP01
2025-12-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-02