A & N BIJ PROPERTIES LTD
🌿Early-stageactive
SC794729 · ltd · incorporated 2024-01-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 2.0y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.0 years old — likely still in initial term.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
4
filings
- • 4 mortgage
Last 90 days
4
filings
- • 4 mortgage
Last 180 days
6
filings
- • 4 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-03🔒Charge registered #6Lender: Aldermore Bank PLC
- 2026-04-03🔒Charge registered #5Lender: Aldermore Bank PLC
- 2026-03-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-30🔓Charge satisfied #2
- 2026-03-30🔓Charge satisfied #1
- 2025-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-10-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-04🔒Charge registered #4Lender: Kensington Mortgage Company Limited (Company Number 3049877) Whose Registered Office is at Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ
- 2024-08-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-30🔒Charge registered #3Lender: The Mortgage Lender Limited (Company Number 09280057) Having Its Registered Office at Lutea House, Warley Hill Business Park, the Drive, Great Warley, Brentwood, Essex, CM13 3BE
- 2024-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-10🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2024-04-10🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2024-01-10🏢Company incorporatedAs A & N BIJ PROPERTIES LTD
- 2024-01-10➕BIJ, Natasha Bassi appointeddirector
- 2024-01-10📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Natasha Bassi Bij Individual · British · DOB 05/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/01/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AWA PROPERTY GROUP LIMITED→ SC777359 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BAAMA PROPERTIES LIMITED→ SC832233 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BADGER LAW LIMITED→ SC796333 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BAILLIE PROPERTY INVESTMENTS LTD→ SC746454 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BANDEATH HOLDINGS LIMITED→ SC584868 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BANNERMAN DEVELOPMENTS LIMITED→ SC080817 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| BARTON & DAVIES (JEAN SALOON) LIMITED→ SC050536 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| BASOMA PROPERTY LIMITED→ SC778232 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BAYEL REALTY LTD→ SC844101 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BCH RENTAL PROPERTIES LTD→ SC875201 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BDE INDUSTRIES LTD→ SC741881 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BDVP LIMITED→ SC823698 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-01-10
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
7 Ashgrove Gardens
Loanhead
EH20 9GA
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-13
Last: 2025-12-30
Officers (1 active · 0 resigned)
BIJ, Natasha Bassi→
Activedirector · ~38y · appointed 2024-01-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
4
Outstanding
3
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 03/04/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 03/04/2026 | — | |
| outstanding | Kensington Mortgage Company (Company Number 3049877) Whose Registered Office is at Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ Kensington Mortgage Company Limited (Company Number 3049877) Whose Registered Office is at Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ | A registered charge | 2 properties | 04/09/2024 | — | |
| outstanding | The Mortgage Lender (Company Number 09280057) Having Its Registered Office at Lutea House, Warley Hill Business Park, the Drive, Great Warley, Brentwood, Essex, CM13 3BE The Mortgage Lender Limited (Company Number 09280057) Having Its Registered Office at Lutea House, Warley Hill Business Park, the Drive, Great Warley, Brentwood, Essex, CM13 3BE | A registered charge | 1 property | 30/07/2024 | — | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 10/04/2024 | 30/03/2026 | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 10/04/2024 | 30/03/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-15
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-30
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-30
accounts-with-accounts-type-dormant
accounts · AA
2025-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-16
incorporation-company
incorporation · NEWINC
2024-01-10