EBENEGATE UK LIMITED

🌿Early-stageactive
SC795907 · ltd · incorporated 2024-01-19
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2024
Net worth
£1
book net assets
Opportunity
66/100
Strong
🔔
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What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
Special-situation opportunity
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 66/100 (strong), bankability 50/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100).

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£1
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-06-30
Total assets£1
Net assets£1

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2025-03-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-03-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2025-01-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-06-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2024-06-03
    REID, Nancy resigned
    director
  6. 2024-01-30
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  7. 2024-01-19
    🏢
    Company incorporated
    As EBENEGATE UK LIMITED
  8. 2024-01-19
    FLYNN, Pearse John appointed
    director
  9. 2024-01-19
    FLYNN, Taylor Ross appointed
    director
  10. 2024-01-19
    REID, Nancy appointed
    director
  11. 2024-01-19
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 2.3 years old — management layer unlikely to be developed.

Succession & seller-readiness

16/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — FLYNN, Taylor Ross (same surname) appointed 2024-01-19. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-03-31

Group structure

Creditfix Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Creditfix Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
EBENEGATE UK LIMITED
This company · SC795907

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Creditfix Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control19/01/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Company details

Statusactive
Typeltd
Incorporated2024-01-19
Jurisdictionscotland
Primary SIC70221 — Financial management

Registered office

2/1 70 West Regent Street
Glasgow
G2 2QZ
Scotland

Filing status

Accounts
Next due: 2026-03-31OVERDUE
Last made up to: 2024-06-30
Confirmation statement
Next due: 2027-04-03
Last: 2026-03-20

Officers (2 active · 1 resigned)

FLYNN, Pearse John
director · ~63y · appointed 2024-01-19
View their other companies + combined net worth →
Active
FLYNN, Taylor Ross
director · ~33y · appointed 2024-01-19
View their other companies + combined net worth →
Active
REID, Nancy
director · ~62y · appointed 2024-01-19 · resigned 2024-06-03
Resigned

Click a director name to see their full track record across all companies.

Recent filings (9 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-31
change-person-director-company-with-change-date
officers · CH01
2025-01-28
termination-director-company-with-name-termination-date
officers · TM01
2024-06-04
certificate-change-of-name-company
change-of-name · CERTNM
2024-01-30
incorporation-company
incorporation · NEWINC
2024-01-19