SILVER CLOUD SHELLFISH LTD
Opportunity 76/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 0.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (15 events)Click to expand
- 2025-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-04🔒Charge registered #2Lender: Macduff Shellfish (Scotland) Limited
- 2025-07-04🔒Charge registered #1Lender: Macduff Shellfish (Scotland) Limited
- 2025-07-01➖FERGUSON, Stuart William resigneddirector
- 2025-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-04📄capital-allotment-sharescapital · SH01
- 2025-02-04📄capital-allotment-sharescapital · SH01
- 2025-02-04📄capital-allotment-sharescapital · SH01
- 2024-01-22🏢Company incorporatedAs SILVER CLOUD SHELLFISH LTD
- 2024-01-22➕BISSET, David Evan appointeddirector
- 2024-01-22➕BISSET, David appointeddirector
- 2024-01-22➕FERGUSON, Stuart William appointeddirector
- 2024-01-22📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
No meaningful acquirability indicators from public data.
- primaryFamily succession underway: Not a takeover target — BISSET, David Evan (same surname) appointed 2024-01-22. Pattern consistent with intra-family handover.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Evan Bisset Individual · British · DOB 08/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/01/2024 |
Mr Stuart William Ferguson Individual · British · DOB 06/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/01/2024 |
Mr David Bisset Individual · British · DOB 02/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/01/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASSYNT CROFTERS TRUST LIMITED→ SC140205 · est 1992 | — | — | — | 3 | 33y | 83 | 88y |
| BLUE MOTION FISHING CO. LIMITED→ SC357414 · est 2009 | — | — | £762.9k | — | 17y | 83 | 62y |
| BURGIE LODGE FARMS LIMITED→ SC031556 · est 1956 | — | — | £1.67M | — | 69y | 83 | 73y |
| CAWDOR FORESTRY LIMITED→ SC218848 · est 2001 | — | — | £468.9k | — | 24y | 83 | 64y |
| DINGWALL & HIGHLAND MARTS LIMITED→ SC154876 · est 1994 | — | — | — | 39 | 31y | 83 | 81y |
| EASTER ROSS FARMERS LIMITED→ SC060125 · est 1976 | — | — | — | 100 | 49y | 83 | 95y |
| GLENROSSAL LIMITED→ SC351176 · est 2008 | — | — | £2.77M | — | 17y | 83 | 88y |
| KINGSBURGH FOREST TRUST→ SC227429 · est 2002 · no financials extracted | — | — | — | — | 24y | 83 | 75y |
| SMIR SCOTLAND LIMITED→ SC553111 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| SPYNIE FARMERS LIMITED→ SC113051 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| STRATHNAIRN COMMUNITY WOODLANDS→ SC228026 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| TARTAN TIMBER HARVESTING LTD→ SC849444 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Macduff Shellfish (Scotland) Macduff Shellfish (Scotland) Limited | A registered charge | 1 property | 04/07/2025 | — | |
| outstanding | Macduff Shellfish (Scotland) Macduff Shellfish (Scotland) Limited | A registered charge | 1 property | 04/07/2025 | — |