WESTPOINT PROPERTY INVESTMENTS LIMITED

🌿Early-stageactive
SC796452 · ltd · incorporated 2024-01-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 70-year-old founder — textbook succession opportunity.

Opportunity 71/100 (strong), bankability 60/100. Strong seller-intent signal (60/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 1.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 1.9 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-31
Average employees2

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2025-12-22
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  2. 2025-12-18
    📄
    accounts-with-accounts-type-small
    accounts · AA
  3. 2025-07-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-07-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-07-16
    🔒
    Charge registered #4
    Lender: Secure Trust Bank PLC
  6. 2025-07-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-07-11
    🔒
    Charge registered #3
    Lender: Secure Trust Bank PLC
  8. 2025-07-03
    🔒
    Charge registered #5
    Lender: Secure Trust Bank PLC
  9. 2025-06-16
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  10. 2024-08-12
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  11. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2024-07-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2024-07-11
    🔒
    Charge registered #1
    Lender: Close Brothers Limited
  14. 2024-07-04
    🔒
    Charge registered #2
    Lender: Close Brothers Limited
  15. 2024-01-24
    🏢
    Company incorporated
    As WESTPOINT PROPERTY INVESTMENTS LIMITED
  16. 2024-01-24
    CULLIS, Stephen William appointed
    director
  17. 2024-01-24
    RIGBY, Ian appointed
    director
  18. 2024-01-24
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Young company: Only 2.3 years old — management layer unlikely to be developed.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med · 1 low
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-07-16: A registered charge; 2025-07-11: A registered charge; 2025-07-03: A registered charge

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Westpoint Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Westpoint Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
WESTPOINT PROPERTY INVESTMENTS LIMITED
This company · SC796452

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Westpoint Group Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control24/01/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-01-24
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

3 Arthur Street
Clarkston
Glasgow
G76 8BQ
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-06
Last: 2026-01-23

Officers (2 active · 0 resigned)

CULLIS, Stephen William
director · ~70y · appointed 2024-01-24
View their other companies + combined net worth →
Active
RIGBY, Ian
director · ~59y · appointed 2024-01-24
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Secure Trust Bank
Secure Trust Bank PLC
A registered charge5 properties16/07/2025
outstanding
Secure Trust Bank
Secure Trust Bank PLC
A registered charge11/07/2025
outstanding
Secure Trust Bank
Secure Trust Bank PLC
A registered charge5 properties03/07/2025
outstanding
Close Brothers
Close Brothers Limited
A registered charge18 properties11/07/2024
outstanding
Close Brothers
Close Brothers Limited
A registered charge04/07/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-22
accounts-with-accounts-type-small
accounts · AA
2025-12-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-13
change-account-reference-date-company-previous-extended
accounts · AA01
2025-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
change-account-reference-date-company-current-shortened
accounts · AA01
2024-08-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-15
incorporation-company
incorporation · NEWINC
2024-01-24