KSH CONSULTING LIMITED

🌿Early-stageactive
SC797904 · ltd · incorporated 2024-02-05
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2026
Net worth
£12.7k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 0.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 0.8 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £12,720
Net assets shrinking
Down £4,148 YoY
Cash YoY
+1234%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↑ 1234% YoY
Net Worth
£13k
↓ 25% YoY
Current Assets
£3k
↓ 86% YoY
Current Liabilities
£0£4k£9k£13k£18k£22kFeb 2025Feb 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-02-282025-02-28
Total assets£66.8k£16.9k
Current assets£3.1k£22.0k
Cash£1.9k£141
Debtors£1.2k£21.8k
Net assets£12.7k£16.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
2
filings
  • 1 accounts
  • 1 mortgage
Last 180 days
2
filings
  • 1 accounts
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-04-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-03-17
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  4. 2025-07-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-07-15
    🔒
    Charge registered #1
    Lender: The Aldermore Bank PLC
  6. 2025-04-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2025-03-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2025-03-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2025-03-27
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2025-03-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2025-03-26
    HEARD, Kevin Sean resigned
    director
  12. 2025-03-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2025-02-26
    MAIN, Tracy appointed
    director
  14. 2025-02-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2024-02-05
    🏢
    Company incorporated
    As KSH CONSULTING LIMITED
  16. 2024-02-05
    HEARD, Kevin Sean appointed
    director
  17. 2024-02-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 2.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Tracy Main
Individual · British · DOB 05/1974 · age 52
75100%
board control75-100% shares · board control · firm interest26/03/2025
1 historic (ceased) PSC
  • Mr Kevin Sean Heardceased 26/03/2025· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-02-05
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

33 Oak Street
Kinghorn
Burntisland
KY3 9YS
Scotland

Filing status

Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16

Officers (1 active · 1 resigned)

MAIN, Tracy
director · ~52y · appointed 2025-02-26
View their other companies + combined net worth →
Active
HEARD, Kevin Sean
director · ~46y · appointed 2024-02-05 · resigned 2025-03-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property17/03/2026
outstanding
Aldermore
The Aldermore Bank PLC
A registered charge1 property15/07/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (13 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-04-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-27
termination-director-company-with-name-termination-date
officers · TM01
2025-03-26
appoint-person-director-company-with-name-date
officers · AP01
2025-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-16
incorporation-company
incorporation · NEWINC
2024-02-05