WILLZ ZENITH PROPERTY LTD
🌿Early-stageactive
SC799117 · ltd · incorporated 2024-02-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
9 live charges · 3 lenders · oldest 2.0y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.0 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-11-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-28📄memorandum-articlesincorporation · MA
- 2025-07-28📄resolutionresolution · RESOLUTIONS
- 2025-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-17🔒Charge registered #9Lender: Aldermore Bank PLC
- 2025-06-17🔒Charge registered #8Lender: Aldermore Bank PLC
- 2025-06-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-12🔓Charge satisfied #5
- 2025-06-12🔓Charge satisfied #4
- 2025-06-12🔓Charge satisfied #1
- 2025-04-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-17🔓Charge satisfied #2
- 2025-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-06🔒Charge registered #6Lender: Paratus Amc Limited (Trading as Foundation Home Loans)
- 2025-02-06🔓Charge satisfied #3
- 2025-02-05🔒Charge registered #7Lender: Aldermore Bank PLC
- 2024-10-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-30🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2024-09-30🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2024-05-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-24🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2024-05-24🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-05-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-02🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2024-02-14🏢Company incorporatedAs WILLZ ZENITH PROPERTY LTD
- 2024-02-14➕MCPHERSON, Richard appointeddirector
- 2024-02-14📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Mcpherson Individual · Scottish · DOB 03/1983 · age 43 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 14/02/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CODEBASE LTD→ SC437306 · est 2012 | — | £11.72M | — | 9600 | 13y | 84 | 60y |
| RETTIE & COMPANY LIMITED→ SC144330 · est 1993 | — | — | — | 179 | 33y | 87 | 66y |
| CARDROSS ESTATES LIMITED→ SC129609 · est 1991 | — | — | — | 0 | 35y | 85 | 63y |
| 10 CABOT SQUARE I UNIT TRUST LP LIMITED→ SC312220 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| 10 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312226 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| 1ST&68TH ENTERPRISES LTD→ SC245182 · est 2003 | — | — | — | 200 | 23y | 83 | 58y |
| 20 CABOT SQUARE I UNIT TRUST LP LIMITED→ SC312214 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| 20 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312229 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| BRUCE & COMPANY LIMITED→ SC190660 · est 1998 | — | — | — | 200 | 27y | 83 | 63y |
| BUCCLEUCH PROPERTY (NEWTOWN ST BOSWELLS) LIMITED→ SC341348 · est 2008 · no financials extracted | — | — | — | — | 18y | 83 | 61y |
| BUCCLEUCH PROPERTY (SHERIFFHALL SOUTH) LIMITED→ SC327090 · est 2007 · no financials extracted | — | — | — | — | 18y | 83 | 61y |
| WYLES PROPERTY GROUP LTD→ SC869076 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-02-14
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Summit House
4 - 5 Mitchell Street
Edinburgh
EH6 7BD
United Kingdom
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13
Officers (1 active · 0 resigned)
MCPHERSON, Richard→
Activedirector · ~43y · appointed 2024-02-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
4
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 17/06/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 17/06/2025 | — | |
| outstanding | Paratus Amc (Trading as Foundation Home Loans) Paratus Amc Limited (Trading as Foundation Home Loans) | A registered charge | 1 property | 06/02/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/02/2025 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 30/09/2024 | 12/06/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 30/09/2024 | 12/06/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 24/05/2024 | 06/02/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 24/05/2024 | 17/04/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 02/05/2024 | 12/06/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (22 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-13
memorandum-articles
incorporation · MA
2025-07-28
resolution
resolution · RESOLUTIONS
2025-07-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-04
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-03
change-person-director-company-with-change-date
officers · CH01
2025-03-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-06