PRIME-KZ LTD

🌿Early-stageactive
SC801855 · ltd · incorporated 2024-03-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£2.0k
book net assets
Opportunity
69/100
Strong
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What this business does
Primary activity: Other holiday and other collective accommodation
Sector: Accommodation & food service
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
  • 77299Renting and leasing of other personal and household goods
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · oldest 0.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.7 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,952

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£2k
Current Assets
£483
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-31
Total assets£67.5k
Current assets£483
Net assets£2.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 mortgage
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2026-01-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-01-21
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  3. 2025-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-10-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-10-21
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  6. 2025-08-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-08-13
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  8. 2025-06-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2025-06-26
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2024-05-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2024-03-06
    🏢
    Company incorporated
    As PRIME-KZ LTD
  12. 2024-03-06
    AKPACHIOGU, Happiness Ugochi appointed
    director
  13. 2024-03-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 2.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-01-21: A registered charge; 2025-10-21: A registered charge; 2025-08-13: A registered charge

Group structure

Prime-Kz Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Prime-Kz Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
PRIME-KZ LTD
This company · SC801855

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Prime-Kz Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control26/06/2025
1 historic (ceased) PSC
  • Mrs Happiness Ugochi Akpachioguceased 26/06/2025· 50-75% shares · 50-75% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2024-03-06
Jurisdictionscotland
Primary SIC55209 — Other holiday and other collective accommodation

Registered office

3 Cairnfield Crescent
Bucksburn
Aberdeen
AB21 9LW
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-07
Last: 2025-06-23

Officers (1 active · 0 resigned)

AKPACHIOGU, Happiness Ugochi
director · ~42y · appointed 2024-03-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property21/01/2026
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property21/10/2025
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property13/08/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (10 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-06-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-03
incorporation-company
incorporation · NEWINC
2024-03-06