MVY PROPERTY INVESTMENTS LTD
🌿Early-stageactive
SC805195 · ltd · incorporated 2024-04-02
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-11.4k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
1 live charge · oldest 0.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (69/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £11,368
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
-£11k
Current Assets
£1k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 |
|---|---|
| Total assets | £-11.4k |
| Current assets | £1.1k |
| Net assets | £-11.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
3
filings
- • 1 mortgage
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-03-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-10🔒Charge registered #1Lender: Paratus Amc Limited 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA
- 2026-01-29➖MUNISHANKARAPPA, Sowbhagya resigneddirector
- 2026-01-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-23➕MUNISHANKARAPPA, Sowbhagya appointeddirector
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-02🏢Company incorporatedAs MVY PROPERTY INVESTMENTS LTD
- 2024-04-02➕MACVOY, Colin appointedsecretary
- 2024-04-02➕MACVOY, Colin appointeddirector
- 2024-04-02➕MUNISHANKAR, Sowmya appointeddirector
- 2024-04-02📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 2.1 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sowmya Munishankar Individual · British · DOB 12/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/04/2024 |
Mr Colin Macvoy Individual · British · DOB 04/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/04/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| NEW CITY LETTING LIMITED→ SC284333 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
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| NEW GLOBE INVESTMENTS LIMITED→ SC541004 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| NEW GORBALS PROPERTY MANAGEMENT LIMITED→ SC525070 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-04-02
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
272 Bath Street
Glasgow
G2 4JR
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-02-06
Last: 2026-01-23
Officers (3 active · 1 resigned)
Active
MACVOY, Colin→
Activedirector · ~48y · appointed 2024-04-02
View their other companies + combined net worth →
MUNISHANKAR, Sowmya→
Activedirector · ~48y · appointed 2024-04-02
View their other companies + combined net worth →
MUNISHANKARAPPA, Sowbhagya→
Resigneddirector · ~79y · appointed 2024-05-23 · resigned 2026-01-29
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA Paratus Amc Limited 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA | A registered charge | 1 property | 10/03/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (7 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-10
termination-director-company-with-name-termination-date
officers · TM01
2026-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-09
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
incorporation-company
incorporation · NEWINC
2024-04-02